travel insurance with covid cover ireland

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Annual Travel Insurance

Travel Insurance from €14.99^ with 24/7 GP access.

^ AA Travel Insurance Annual Multi Trip Value price covers one adult under 50 to Europe with private medical insurance. AA Ireland is tied to Inter Partner Assistance SA for travel insurance policies.

Discover AA Travel Insurance Features And Benefits 🏝

Peace of mind for every adventure: Travel anywhere with AA Travel Insurance Ireland! Our comprehensive coverage protects you at home or abroad, including 24/7 access to a GP – that’s standard! Plus, there are even more benefits to discover. Get a quote today!

Annual Multi Trip

Get cover before, during and after your holiday the whole year.

Cancellation Cover

Cover up to €6,000 for any lost travel and accommodation costs if cancelling your trip is unavoidable

Medical Cover

Emergency medical and repatriation cover up to €10,000,000

Baggage Cover

If your baggage is delayed for more than 12 hours we cover you for up to €300 (€50 per day)

Winter Sports Cover

Covers a wide array of winter sports activities including skiing and snowboarding

COVID-19 Cover

Cancellation, Curtailment, Medical Expenses & additional accommodation cover if you contract COVID-19 while abroad & unable to return home as planned.

24/7 access to a GP as standard.

All AA Travel Insurance policies now give you access to an English speaking GP 24/7 whilst you are abroad. If you need a doctor , they are just a call away or click away…

Our Cover Options You Might be Interested In....

Eyeing a short adventure?

Single Trip Travel Insurance

Big break or mini-vacation? We can help you plan!

Backpacker Travel Insuranceurance

With AA Travel Insurance, we have something for everyone.

Get cheap holiday Insurance from as low as €14.99  We Cover Medical, Baggage, Annual Multi-Trip, Cancellation etc.

Travel Insurance Frequently Asked Questions (FAQs) ✨

What does travel insurance not cover.

With AA Travel Insurance you can include additional add-ons like Travel Disruption, Car Hire Excess, Cruise Connection, Golf, Wedding & Winter Sports cover to you policy so you can avoid not being covered in these situations

When should I buy travel insurance?

 You should buy travel insurance as soon as you begin planning your holiday that way you can ensure you’re fully covered, or opt for an annual multi-trip policy to cover all your trips throughout the year. Learn More.

I have a medical condition. Can I buy your travel insurance?

Of course! But in order to ensure your pre-existing medical condition is covered, you would need to speak to our Medical Screening line. An additional premium would occur to cover pre-existing conditions. Read More.

What does AA Travel Insurance cover in relation to Coronavirus (COVID-19)?

Yes we do! We’ll cover you for cancellations, shortened trips, medical costs, and extra lodging expenses if COVID-19 affects your travel plans and you’re unable to return home on schedule. Read More.

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Travel Insurance Including Covid-19 Cover

Ireland's favourite travel insurance provider, when it comes to covid-19, our travel insurance has you covered.

We realise that there is a bigger need now more than ever for comprehensive and reliable travel insurance. With this in mind, we have added several Covid-19 related benefits to our travel insurance policy to allow you to travel abroad again safely and with confidence.

Covid-19 Benefits:

   medical expenses abroad covered if you are diagnosed with covid-19 abroad.,    additional travel or accommodation expenses abroad if you need to extend your stay due to a covid-19 diagnosis.,    cancellation cover if you are diagnosed with covid-19 within 14 days of departure.,    cancellation cover if you are hospitalised with covid-19 within 28 days of departure.,    cancellation cover if your travelling companion(s) are diagnosed with covid-19 within 14 days of departure.,    cancellation cover if your travelling companion(s) are hospitalised with covid-19 within 28 days of departure.,    cancellation cover if somebody you have arranged to stay with abroad is diagnosed with covid-19 within 14 days of departure.,    no cover for cancellation due to government travel restrictions or lockdown.,    you will not be covered for any covid-19 cancellation claim event occurring within 14 days of purchase., important information for covid-19 and your travel insurance.

Please check the Department of Foreign Affairs (DFA) website to ensure you are up to date on the latest travel advice relating to the area/country you are travelling to. The policy will not cover any claims if you travel to an area the Department of Foreign Affairs is advising against 'all' or 'Avoid Non-Essential Travel'.

Booking a Travel Insurance Policy

To ensure you stay protected for future trips aboard, you can book a policy by clicking here .

Travel Insurance Frequently Asked Questions

Before your trip.

If my travelling companion and I fall ill with Covid-19 at home and cannot travel, am I covered for cancellation?

Multitrip.com travel insurance policy includes cover for cancellation if you, your travelling companion or any person you have arranged to stay with during your trip receives a Covid-19 diagnosis within 14 days before the start date of the trip, or if admitted to hospital with a Covid-19 diagnosis within 28 days before the start date of the trip. You won't be covered for any Covid-19 claim events occurring within 14 days of the date you purchased insurance unless the insurance is purchased within 48 hours of booking the trip. This cover is subject to the policy terms, limits, conditions and exclusions.

If my family member is hospitalised with Covid-19 and as a result you cannot travel, am I covered for cancellation?

Multitrip.com travel insurance policies include cover for cancellation if your close relative or close business associate is admitted to hospital with a Covid-19 diagnosis at the time of the trip and/or the death of Your close relative or close business associate due to Covid-19 at the time of the Trip. You won’t be covered for any Covid-19 claim events occurring within 14 days of the date you purchased insurance unless the insurance is purchased within 48 hours of booking the trip. This cover is subject to the policy terms, limits, conditions and exclusions.

If I buy a policy now and the Department of Foreign Affairs (DFA) changes their advice on my country of destination to 'Avoid Non-Essential Travel' before my trip, am I covered for cancellation of flights and accommodation?

There is no cover for any claim related to a change in DFA advice or government lockdown.

Would travel insurance cover me if I have to cancel a holiday as I cannot restrict my movements when I return home from a foreign trip due to my job or other commitments?

No, there is no cover in this event.

How do I make a claim?

All claims must be reported to our Claims Department within 31 days or as soon as possible following an insured event. You must forward original documentation when claiming. You will also be required to forward a copy of your Validation Certificate and Policy Wording. Contact details for the Claims Department can be found in your policy Summary. Please click here to find out how to make a claim

During your trip

If I fall ill with Covid-19 abroad and need medical treatment abroad, am I covered for medical expenses?

Multitrip.com travel insurance policies provide cover for emergency medical and other expenses incurred abroad if you catch Covid-19 subject to the policy terms, limits, conditions and exclusions. Please note that we will not cover Covid-19 related claims where you have travelled to an area that the Department of Foreign Affairs (DFA) has advised against all or all but essential travel. All customers and partners should refer to the Travel Advice section on the DFA's website prior to purchasing a policy and/or departure to ensure the policy provides the required cover for their trip.

If I fall ill with Covid-19 abroad and need to be repatriated to Ireland/UK, am I covered for this?

Multitrip.com travel insurance policies provide cover for emergency medical and other expenses incurred abroad if you catch Covid-19 subject to the policy terms, limits, conditions and exclusions; repatriation to Ireland/UK is covered under this section. Please note that we will not cover Covid-19 related claims where you have travelled to an area that the Department of Foreign Affairs (DFA) has advised against all or all but essential travel. All customers and partners should refer to the Travel Advice section on the DFA's website prior to purchasing a policy and/or departure to ensure the policy provides the required cover for their trip.

If I contract Covid-19 whilst on a trip (with no symptoms and incur no medical expenses) and I am denied boarding due to the positive diagnosis, am I covered for reasonable additional transport or accommodation expenses?

Multitrip.com travel insurance policies provide cover for emergency medical and other expenses incurred abroad if you catch Covid-19 subject to the policy terms, limits, conditions and exclusions. In the event of a positive diagnosis of Covid-19 abroad, the policy will cover reasonable additional transport (economy class) or accommodation expenses incurred up to the standard of your original booking if you must extend your stay up to the amount of €2,000. Please note that we will not cover Covid-19 related claims where you have travelled to an area that the Department of Foreign Affairs (DFA) has advised against all or all but essential travel. All customers and partners should refer to the Travel Advice section on the DFA's website prior to purchasing a policy and/or departure to ensure the policy provides the required cover for their trip.

If I fall ill with Covid-19 abroad and need to extend my stay as a result of it, incurring additional costs, is it covered?

Multitrip.com travel insurance policies provide cover for emergency medical and other expenses incurred abroad if you catch Covid-19 subject to the policy terms, limits, conditions and exclusions. This section also provides cover for any reasonable additional transport (economy class) or accommodation expenses incurred, up to the standard of your original booking, if it is medically necessary for you to stay beyond your scheduled return date up to the amount of €2,000. Please note that we will not cover Covid-19 related claims where you have travelled to an area that the Department of Foreign Affairs (DFA) has advised against all or all but essential travel. All customers and partners should refer to the Travel Advice section on the DFA's website prior to purchasing a policy and/or departure to ensure the policy provides the required cover for their trip.

If I am diagnosed with Covid-19 whilst on my trip and must self-isolate in my accommodation, can I claim for any cancelled excursions?

Multitrip.com travel insurance policies include cover for your irrecoverable unused pre-paid charges (including sports, concert and entertainment tickets), which you have paid or are contracted to pay, only if you receive a Covid-19 diagnosis within 14 days of the start date of your trip. This cover is subject to the policy terms, limits, conditions and exclusions.

If I need to curtail my trip as a close relative has passed away from Covid-19, am I covered for curtailment?

Multitrip.com travel insurance policies include cover for curtailment in the event your close relative or close business associate is admitted to hospital with a Covid-19 diagnosis at the time of the trip and/or the death of your close relative or close business associate due to Covid-19 at the time of the trip. A special condition of this cover is that the insured customer must contact our Emergency Assistance Service whilst away to seek approval before returning home. Please see definition of close relative contained within the policy wording.

If I buy a policy now and the Department of Foreign Affairs (DFA) changes their advice on my country of destination to 'Avoid Non-Essential Travel' while I am away on my trip, what am I covered for?

Multitrip.com travel insurance policies will continue to cover you up to the limits on your policy until you return home, even if DFA advice changes to 'Avoid Non-Essential Travel' while you are abroad.

Travel Insurance Reviews from Multitrip.com Customers

So helpful on the phone and easy to get travel insurance at a great price would highly recommend. John - 5 Star Review - 31 st January 2023

What Does Travel Insurance Cover?

Discover six of Multitrip.com's travel insurance benefits below* or explore more details here .

Cover the expenses of unused and irrecoverable travel and accommodation costs in case you need to cancel or cut short your travel.

Cover financial expenses should injury, illness or death occur during your trip outside Ireland.

Have 24/7 assistance should you require medical emergency abroad, repatriation or curtailment while on holiday.

Get cover against accidental loss of, theft of or damage to baggage/personal belongings.

Cover the expenses you become legally liable to pay if you cause another's bodily injury or property damage.

Get reimbursed for the costs of travel delays if your scheduled public transportation is delayed for over 12 hours.

Cancellation or Curtailment

Medical expenses, emergency assistance, baggage & personal belongings, personal liability, delayed departure.

*Terms & Conditions apply.

Why Choose Multitrip.com?

No matter what holiday or trip you have planned abroad, we will help you to stay protected. Whether it's a single trip to Europe, a backpacker trip to Asia, or multiple trips around the world each year, you can rest assured that we have a Travel Insurance policy to suit your needs.

Multitrip cover from just €19.95

We are the only insurance provider offering 2 year multitrip travel insurance in Ireland.

Optional Travel Disruption Cover

You can opt to choose additional travel disruption cover to protect your trip against such things like adverse weather conditions.

Get instant online Travel Insurance Cover

Our booking process can be completed in just four easy steps.

Premier Plus Policy Extras

Our Premier Plus policy automatically includes Excess Waiver and Winter Sports cover*

Local Claims Adjuster in Ireland

In the event you need to make a claim you will be dealing with a claims adjuster based in Ireland

Competitive Prices

In addition to affordable Travel Insurance , Multitrip.com provides up to three levels of cover and a full range of discounts and benefits.

Easy Claims Process

The claims process is made as fast, simple and straight forward as possible. Liaise with an experienced team, committed to providing the highest standards of service.

Award Winning Travel Insurance Provider

Multitrip.com is part of Cover-More Blue Insurance Services Limited, winner of numerous Best Travel Insurance Provider awards and Deloitte's Best Managed Companies Award.

Expert Friendly Customer Service

Our Customer Service team can be reached via phone, email and social media. FAQs also available.

Super Competitive Prices

• Call 01 526 7488 Need help? Call 01 526 7488

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Perfect for a short break

• Cover up to 79 Years of Age
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Cover all your trips in one

• Cover up to 74 Years of Age
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For your trips within Ireland

• From Abseiling to Zip-lining
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ALL GETCOVER POLICIES INCLUDE COVER FOR COVID!

• If you or your travelling companion(s) receive a Positive COVID diagnosis in the 14 days leading up to any trip you can claim for your lost travel expenses.
• If you or your travelling companion(s) are hospitalised with COVID in the 28 days leading up to any trip you can claim for your lost travel expenses.
• If you need to extend your trip due to receiving a positive COVID diagnosis your policy will cover reasonable Additional Travel & Accommodation Expenses abroad.
• If you, or your travelling companions insured on the policy, are diagnosed with COVID abroad your policy will cover the Medical Expenses associated with treatment.

Please note normal terms and conditions apply. There is no cover for cancellation due to government travel restrictions or lockdowns. You will not be covered for any losses or costs relating to COVID that arise within 7 days of the date you purchased this insurance, except where the insurance is bought with 48 hours of booking the trip.

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Ireland Travel Insurance

Travel insurance for ireland.

Known for its lush green countryside, ancient castles, and lively traditions, Ireland captivates the hearts of visitors from around the world. Whether you're exploring the vibrant streets of Dublin or marveling at the dramatic Cliffs of Moher, Ireland promises a journey filled with unforgettable experiences. As you embark on your Irish adventure, you must be well-prepared for any unforeseen events. That's where travel insurance comes into play, offering coverage throughout your travels. In this guide, we'll walk you through the ins and outs of travel insurance for Ireland, helping you explore the Emerald Isle with confidence.

• What should your Travel insurance cover for a trip to Ireland? 

How does Travel Insurance for Ireland work?

• Do I need Travel Insurance for Ireland? 
• How much does Travel Insurance cost for Ireland? 

Our Suggested AXA Travel Protection Plan

• What types of medical coverage does AXA Travel Protection plans offer?
• Are There Any COVID-19 Restrictions for Travelers to Ireland?
• Traveling with pre-existing Medical Conditions? 

What should your Travel Insurance cover for a trip to Ireland?

At a minimum, your travel insurance to Ireland should cover trip cancellation, trip interruption and emergency medical expenses. When it comes to international travel, the US Department of State  outlines key components that should be included in your travel insurance coverage. AXA Travel Protection plans are designed with these minimum recommended coverages in mind.

• Medical Coverage   – The top priority is making sure your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.    
• Trip Cancellation & Interruptions  – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events.   
• Emergency Evacuations and Repatriation   – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation.   
• Coverage for Personal Belongings  – AXA offers coverage for your belongings with assistance against lost or delayed baggage.   
• Optional Cancel for Any Reason  – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons.  Exclusive to Platinum Plan holders. 

In just a few seconds, you can get a free quote and purchase the best travel insurance for Ireland.

Imagine you've planned an exciting journey to Ireland, ready to explore the historic sites and savor the scenic beauty. On the day of your departure, however, you receive news of unexpected severe weather conditions affecting your connecting flight. The airport announces a significant delay, leaving you stranded and unsure about the next steps. Here's where the "Trip Delay" benefit comes to your rescue. With this coverage, you can rest assured that your additional expenses, such as meals and accommodations during the unforeseen delay, are taken care of. In times of escalating challenges, AXA stands ready to assist you in devising a strategic course of action. Here’s how travelers can benefit from an AXA Travel Protection Plan:

Medical Benefits: 

• Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees. 
• Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation. 
• Non-Emergency Evacuation & Repatriation : In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms. 

Pre-Departure Travel Benefits: 

• Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury. 
• COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions. 
• Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations. 
• Missed Connection: If you miss a connecting flight due to delays or cancellations, this coverage may help with expenses like rebooking fees and accommodations.

Baggage Benefits: 

• Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries. 
• Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings. 

Additional Optional Travel Benefits:

• Rental Car (Collision Damage Waiver): Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft. 
• Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy. 
• Loss Skier Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures. 
• Loss Golf Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures. 

Do I need Travel Insurance for Ireland?

 You don't have to get travel insurance for an Irish visa, but it's a good idea to follow the official advice and get yourself covered.  Here are several reasons why securing travel insurance for Ireland is recommended:

Medical Emergencies: While Ireland offers free healthcare to EU and UK residents, travelers from other regions may face substantial medical expenses in case of illness or injury. Having coverage for emergency medical expenses becomes essential so you can receive necessary medical care without worrying about hefty bills.

Lost Baggage: Airlines sometimes mishandle baggage, and the last thing you want is to be without your essentials in an unfamiliar place. Travel insurance offers to cover the cost of replacing necessary items, allowing you to continue on.

Trip Delays: Given Ireland's unpredictable weather conditions, having coverage for unexpected delays can be particularly relevant. Whether it's due to adverse weather affecting flights or other unforeseen circumstances, this benefit may cover additional expenses for meals and accommodations incurred while you wait for your flight.

How much does Travel Insurance cost for Ireland?

In general, travel insurance costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans:

With AXA Travel Protection, travelers to Ireland will be offered three tiers of insurance:  Silver,   Gold  and  Platinum . Each provides varying levels of coverage to cater to individual's preferences and travel needs. 

AXA presents travelers with three travel plans – the  Silver Plan ,  Gold Plan , and  Platinum Plan , each offering different levels of coverage to suit individual needs. Given that Ireland hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses.

The Platinum Plan is your go-to choice if you're looking for extra coverage for Ireland’s experience. " Cancel for Any Reason " offers greater flexibility for those unexpected twists in your travel plans and the "Rental Car (Collision Damage Waiver)" offers assistance when you're out exploring Ireland's stunning landscapes in a rental car. The "Loss Golf Days" benefit offered by the Platinum Plan is particularly beneficial for travelers visiting Ireland, a country renowned for its world-class golf courses. In the event of unexpected closures impacting your prepaid golf plans, this optional coverage offers reimbursement, allowing your golfing experience to remain pleasurable despite unforeseen disruptions.

What types of medical coverage do AXA Travel Protection plans offer?

AXA covers three types of medical expenses:

• Emergency Medical
• Emergency evacuation & repatriation
• Non-medical emergency evacuation & repatriation

Emergency medical: Covers unforeseen events such as fractures, burns, sudden illnesses, and allergic reactions.

Emergency evacuation and repatriation: Can cover your immediate transportation home in the event of an accidental injury or illness.

Non-medical emergency evacuation and repatriation:  Assists in situations requiring immediate departure from a destination due to non-medical incidents. These events may include natural disasters or civil unrest, and the coverage provides support for evacuation.

Are there any COVID-19 restrictions for travelers to Ireland?

As of March 2022, all COVID-19 travel restrictions have been lifted. There is no requirement to fill out a passenger locator form, provide proof of vaccination or recovery, or undergo a COVID-19 test.

Traveling with pre-existing Medical Conditions?

Traveling with pre-existing medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip.   Our Gold and Platinum  plans offer coverage for pre-existing medical conditions.  The Platinum plan, in particular, is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons, 

What does this mean for you? If you've got a medical condition that's been hanging around, you can qualify for coverage under our Gold and Platinum plan with a pre-existing medical condition , so long as it’s within 14 days of placing your initial trip deposit and in our 60-day look-back period. We're here to ensure you travel easily, no matter your health situation.

1. Can you buy travel insurance after booking a flight?

You can buy travel insurance even after your flight is booked.

2. When should I buy Travel Insurance for Ireland?

It's advisable to purchase travel insurance for your trip as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.) AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip. Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14 days of making your initial trip deposit.

3. Do Americans need travel insurance in Ireland?

Travel insurance is not mandatory for U.S. visitors to Ireland. However, having coverage for medical emergencies, trip cancellations, and rental cars can protect you from financial losses due to unforeseen circumstances and costly medical expenses.

4. What is needed to visit Ireland from the USA?

To enter Ireland, a valid passport is required. U.S. citizens can enjoy visa-free entry for tourism or business stays lasting up to 90 days. While there is no specific minimum passport validity requirement, it is advisable to possess a passport valid for the entire duration of your stay. Additionally, it is recommended to have evidence of ample funds to support your stay and a return airline ticket.

5. What happens if a tourist gets sick in Ireland?

If you become sick in Ireland, travelers with AXA Travel protection can contact the AXA Assistance at  855-327-1442 . Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.

Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions.  AXA Assistance USA, Inc.© 2023 All Rights Reserved.  

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Travel Insurance

Get 20% Off Your Travel Insurance By Buying Online*

*20% online discount automatically applied to all new business AIG Direct Travel Insurance quotes.

Important Notice:  Please be advised that the military conflict between Russia and Ukraine may impact travel insurance coverages and benefits, and AIG’s ability to provide certain travel-related assistance services, for travel to, from or within Ukraine, Belarus or Russia.

Travel Policies

Help & Advice

Discover The Benefits of AIG Travel Insurance

Annual multi trip travel insurance starting from €2.82 per month[ 4 ]..

With all our travel insurance policies you will also get a wide range of benefits as listed below and in our  product information document .

Quick Claims Process

Our claims process is designed to be quick and hassle-free, so you can get back to enjoying your travels as soon as possible.

• Flexible Cover Options

Choose from a range of plans to fit your specific needs and budget, whether you're traveling solo or with family and friends.

Global Coverage

We provide coverage for trips all around the world, so you can travel with peace of mind no matter where you go.

24/7 Customer Support

Our knowledgeable and friendly customer service team is always available to assist you, whenever you need it

Choose the Best Travel Insurance Policy For You

Pick up a travel policy and explore more with our fantastic cover that provides a range of benefits with a 20% online discount[ 1 ]. If you have private medical insurance that has overseas medical cover, you could save even more with a 25% discount on your travel cover.[ 2 ]

Single Trip Travel Insurance

Take a long weekend away from €6.44 per trip [ 3 ], you can get budget holiday insurance that's quick, simple and cost effective for short term trips up to 120 days.

Annual Multi Trip Travel Insurance 

From only €2.82 per month (€33.89 per year) [ 4 ], travel around Europe as much as you like for up to 12 months, with 17 days of our winter sports or skiing cover free.

Long Stay Travel Insurance

If you're in it for the long haul, more than 3 months and up to 12 months, enjoy peace of mind with our Extended Stay travel insurance; perfect for globetrotters.

Winter Sports Travel Insurance 

Make the most of winter and the various activities it offers with our Ski & Winter Sports cover.

Family Travel Insurance 

Add up to 4 dependents at no extra charge, so you can go on and enjoy your family trip.

Backpacker Travel Insurance 

Get 24/7 emergency assistance as standard so you can span the globe with added piece of mind.

Golf Travel Insurance

Enjoy the fairways around the globe with our excellent cover for Golfers.

Covid-19 Update

Find out what AIG Travel insurance provides cover for in relation to Covid-19.

[1]  20% online discount automatically applied to all new business AIG Direct Travel Insurance quotes. 

[2]  25% discount is subject to owning Private Medical Insurance that provides overseas medical cover for all insured persons for the duration of their time abroad.

[3]  Price of €6.44 is based on an individual buying online aged 18-54 holding Private Health Insurance which provides medical cover for the duration of their time abroad, travelling for 3 days (2 nights) on a European Budget policy. Example correct as of 21/11/2023. 

[4]  Price of €33.89 is based on an individual buying online aged 18-54 holding Private Health Insurance which provides medical cover for the duration of their time abroad on a European Budget policy. Example correct as of 21/11/2023. 

Coronavirus (Covid-19) Notice

Due to the widespread media reports of Coronavirus (Covid-19), and the World Health Organization (WHO) announcement declaring Covid-19 a pandemic, Covid-19 is a foreseen or known event. If you are purchasing a new policy, certain covers will not apply.   AIG Travel insurance provides cover for the following Covid-19 related events:

a)  for trip cancellation  (Section A of the policy document attached) if  1)  an Insured Person,  2)  a person who an Insured Person has booked to travel with  3)  a relative or friend living abroad who an Insured Person had planned to stay with or  4)  a Business Associate has a  confirmed and documented diagnosis of COVID-19*  at the time of departure which prevents the Insured Person from travelling.

b) for medical expenses  (Section B of the policy document) and  cutting your trip short  (Section C of the policy document) coverage if an Insured Person has a  confirmed and documented diagnosis of COVID-19*  whilst on a covered trip to a country that the Department of Foreign Affairs (DFA) has allocated a security status of Normal Precautions or High Degree of Caution to.

Please note that travel to a country that the Department of Foreign Affairs (DFA) has allocated a security status of Avoid Non-Essential Travel or Do Not Travel to is excluded by our policy.

All other Covid-19 related claims are excluded. We encourage AIG travel policyholders to please refer to their  policy wording  for full details or get in touch with us on 1800 344 455 with any further queries. All claims submitted will be assessed in line with the terms, conditions and exclusions clearly detailed in the policy wording.

*Confirmed and documented diagnosis of COVID-19  means a positive PCR or antigen test which has been conducted by a trained clinician. Self-administered antigen tests will not be accepted as a valid confirmation of a positive diagnosis.

Enjoy a Worry-Free Holiday with Travel Insurance From AIG

Travel insurance fedback from aig customers, more than 3 in 4 aig customers would recommend us. [5].

[5] Based on a combined promoter score of 74% in 8,050 AIG new business customers and renewing customers from June 2022 to June 2023.

Customer images are for illustration purposes only and are not reflective of the customer in order to protect their privacy.

• Quick Claim Process

Claims made easy. We'll always aim to make your travel insurance claim as quick and easy as possible.

"SORTED A PROBLEM OTHER COMPANIES STRUGGLED TO."

EDDIE - JANUARY 2024

Whether you're taking a break abroad or enjoying a staycation, we have a policy for you. See our  policy booklet for details.

"IT WAS STRAIGHTFORWARD AND A GOOD SELECTION OF OPTIONS TO FIT PEOPLE'S BUDGETS."

DARREN - JANUARY 2024

24/7 Help & Support

Whenever you need us, our 24/7 emergency assistance helpline are here to help as standard.

"I CONTACTED CUSTOMER SERVICE ABOUT A PROBLEM AND THEY GOT TO ME FAST AND SORTED IT OUT."

CHRISTENA - JANUARY 2024

79% of travel customers are delighted with our service [6]

[6] Based on a combined promoter score of 79% in Q1 2023 AIG new business travel customers

"THE STAFF WERE VERY FRIENDLY AND INFORMATIVE AND ANSWERED ALL MY QUESTIONS.  MY ONLINE EXPERIENCE WAS EQUALLY EXCELLENT."

DEIRDRE - DECEMBER 2023

• 24/7 Support
• Great Customer Service

You Might Also Be Interested In...

What is Travel Insurance?

Travel Insurance is insurance that is designed to protect your health, belongings and the cost of your trip should anything go wrong while you are abroad or in some cases before you leave.

Do You Have Private Medical Insurance?

Having a plan that covers medical treatment while you are abroad, might qualify you for cheaper travel insurance premium. 

Do You Need Car Hire Excess Insurance?

Our Car Hire Excess Insurance can help take care of that nasty bill you may be left with if your rental car becomes damaged or stolen.

Get your great value Travel Insurance today

Frequently asked questions.

You can find a list of our most frequently asked questions on our FAQ page. 

Our insurance policies do not cover pre-existing medical conditions, or travel to or through Cuba, Iran, Syria, North Korea or the Crimea region, or countries where the Department of Foreign Affairs have allocated  a security status of 'avoid non-essential travel' or 'do not travel'.  Other exclusions and conditions may apply so please check the  Policy Wording  for details.

Policy Documents

You can find our Travel Insurance Policy Document and IPIDs including all our historical versions, by following the link below.

Have A Question?

You can contact our customer service team between 9am - 5pm on  1800 344 455 . If you need help with your existing policy or are looking to renew, you can find all your relevant information on our  Existing Customers  page.

Explore Our Travel Tips & Guides

Know more and make better choices - find useful tips and ideas on our  Travel Insurance Blog

Ski Holidays Guides

Whether you're an experienced skier or a novice hitting the slopes for the first time, our comprehensive guides have everything you need to make your ski trip a success.

Travel Destination Guides & Inspiration

Traveling around Europe or dreaming of exploring South America or embarking on an African safari? We've got you covered with expert tips and things to know before you go.

Car Hire Tips & Advice

Learn how to save money on car rentals and discover must-know tips for a smooth and enjoyable journey. Prepare yourself for a stress-free car rental experience and make the most of your travels.

Backpacking Tips & Advice

Whether you're a seasoned backpacker or planning your first adventure, our expert insights cover everything you need to know. From essential packing lists and practical travel tips to guidance on planning a gap year trip, we have you covered.

Travel Safety Tips & Advice

From practical airport safety measures, navigating last-minute holiday bookings, understanding the risks associated with traveling without insurance, ensuring hotel safety, and handling flight cancellations, our guide equips you with the knowledge to protect yourself and your travels.

Family Travel Tips & Advice

We understand that traveling with children requires careful planning, patience, and creativity. That's why we've curated a comprehensive guide that covers various aspects of family travel.

Terms and Conditions:

[2]  25% discount is subject to owning Private Medical Insurance that provides overseas medical cover for all insured persons for the duration of their time abroad.

[3]  Price of €6.44 is based on an individual buying online aged 18-54 holding Private Health Insurance which provides medical cover for the duration of their time abroad, travelling for 3 days (2 nights) on a European Budget policy. Example correct as of 21/11/2023.

[4]  Price of €33.89 is based on an individual buying online aged 18-54 holding Private Health Insurance which provides medical cover for the duration of their time abroad on a European Budget policy. Example correct as of 21/11/2023. 

[5]  Based on a combined promoter score of 74% in 8,050 AIG new business customers and renewing customers from June 2022 to June 2023.

• Our products are available for Ireland residents only.

• You must be 18 years or over to purchase a policy.

• Your trip must not have already started to purchase a policy from us.

• Upper age limits may apply, depending on the product selected.

• You may wish to compare the terms and conditions of this policy with those of your existing life, health, home and car insurance policies, as well as any other cover which you may already have or is available to you, including through other insurers, as a member of an organization, or through your bank/credit card program(s).

Take us away with you

Travel insurance from €6.71*

InsureandGo offers  a range of travel insurance policies  for holidays and trips of all types, whether you’re looking to cover a lazy beach holiday or an action-packed adventure around the world. That’s why we’re  Ireland’s travel insurance specialist.

• Medical coverage up to €10m (Platinum product)
• Cancellation and personal belongings covered
• 24/7 emergency assistance
• Discount for private health insurance customers
• Online medical screening

Our travel insurance policies now provide cover for Cancellation and Curtailment as a result of a COVID diagnosis, and Medical Expenses incurred abroad as a result of a COVID diagnosis, subject to the policy terms, conditions, and exclusions.

*Based on a single trip to anywhere in Europe for three days for someone aged 65 or under.

Single trip travel insurance

• Up to €7,500 Cancellation cover (Platinum product)
• Cover for trips of 3 days to up to 12 months
• Over 50 sports and activities covered free
• 24-hour emergency helpline

Annual multi-trip

• Unlimited number of trips covered
• Cover for trips of up to 60 days (Platinum product)

What are you covered for?

InsureandGo offers comprehensive coverage for your travel needs. Get a quote for an annual multi-trip or single trip travel insurance policy now.

Medical coverage

You will have access to medical coverage up to €10 million if you choose the Platinum option.

Cancellation

All of our travel insurance policies include cover for cancellation of your trip.

Emergency assistance

If you have an emergency, you can call our medical emergency line, 24 hours a day, 7 days a week.

Transparency

We are fully transparent to our clients. There are no hidden transaction fees in your coverage.

I’ve lost my documents. How do I retrieve them?

If you have lost your policy documents, you can retrieve them online. Enter your quote number and e-mail address to access your documents. If you would like your documents resent through the post or you have forgotten your quote number or if you have any other problems accessing your documents online, please call our customer service team on 091 545 904 or email [email protected] .

What do I do if my passport is lost or stolen abroad?

You should report any loss or thefts of passports to the local police in the country you are in as soon as possible. You will need the crime reference details they provide for the APS1 (which is the Lost or Stolen Passport Notification) form. You should also report the loss or theft to the Irish embassy of the country you are in. You can get details of your local Irish embassy wherever you are by visiting the website of the Department of Foreign Affairs. The Irish embassy will issue you with replacement travel documents so you can travel back.

When will my documents arrive through the post?

Normally, we say to allow between 5 to 10 working days between you buying your policy and your documents being received in the post. However, we do always aim for your policy pack to be with you sooner. You can still travel with a printed copy of your emailed documents if the posted documents don't arrive in time.

What do I need to take on holiday with me?

We advise that you take your travel insurance certificate and the relevant policy wording booklet away with you.

You may travel with a printed copy of your emailed documents. If you are unable to print your emailed documents, simply write down your policy number and the emergency medical assistance and claims line telephone numbers from the back of our policy wording booklets which can be found here.

Read more FAQs

Emergency contact overseas

In the event of an emergency overseas, call +353 91 545908

Non-emergency claims

For non-emergency claims, please call +353 91 545907

Other enquiries

For other enquiries, please see our “Contact Us” page.

Wintersports cover

We will pay (up to the amount specified, based on the policy you choose) for:

loss, theft or damage to winter sports equipment, the hire of winter sports equipment (should your equipment be lost stolen or damaged), the cost of your ski pack (should you become ill or injured), extra travel and accommodation expenses if your outward or final return journey is delayed due to avalanche, and if the piste is closed for more than 12 hours.

Private health insurance discount

If you and each additional traveller on this policy have private health insurance in place providing inpatient medical cover abroad to a minimum of €55,000 per person per claim, you qualify for a reduced premium on your travel insurance. This cover must remain in place for the full duration of your policy with us.

In the event of a claim for inpatient medical treatment abroad, you must claim on your private health insurance first. The benefits payable under your travel insurance policy will commence once you have reached the limit on your private health insurance policy.

Destinations

Europe excluding Algeria, Israel, Jordan, Libya, Lebanon and Syria (Area 2)

The Continent of Europe, The Azores, any country or island with a Mediterranean coastline.

Please see list below:

Albania - Andorra - Austria - Balearic Islands - Belgium - Bosnia - Bulgaria - Canary Islands - Corsica - Crete - Croatia - Cyprus - Czech Republic + Slovakia - Denmark - Egypt - Finland - France - Greece - Germany - Hungary - Ibiza - Iceland - Italy - Lapland - Liechtenstein - Luxbbourg - Madeira - Mallorca - Malta - Menorca - Monaco - Morocco - Netherlands - Norway - Poland - Portugal - Romania - San Marino - Sardinia - Sicily - Slovenia - Spain - Sweden - Switzerland - Tunisia - Turkey - Yugoslavia. Also included is these parts of the former USSR: Estonia - Belorussia - Latvia - Lithuania - Moldavia - Russia (Moscow) - Ukraine (Kiev)

Worldwide excluding USA/ Canada (Area 3) Worldwide including USA/ Canada (Area 4) United Kingdom and Channel Islands (Area 1)

Group types

Individual(s): Principal insured Person(s) that are not spouses or common law Partners.

Couple: Principal insured Person and his/her spouse or common law Partner.

Family: Principal Insured Person, his/her spouse or common law Partner, and their dependent child/children aged 17 years and younger.

The main traveler must be aged 18 or over, but not exceed 86

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Travel Insurance

Enjoy your travel with great cover.

Travel Delay & Cancellation Covered

Benefits Covered

Medical expenses.

If you need medical assistance abroad, we’ll make sure you don’t need to worry about the costs and can focus on your wellbeing.

Cancellation

Sometimes unforeseen events mean you have to cancel or end your holiday early. We’ll ease the burden so you can pay the extra cost.

24/7 Worldwide Emergency Assistance

If you find yourself in an emergency when abroad you can call us anytime.

Covid Cover

• Cancellation costs prior to travelling and coronavirus cover while on holiday.

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Why choose Arachas?

Anywhere in the world, whether it's a staycation in Ireland or a vacation abroad - we'll keep you protected.

• We offer you more choice from trusted insurers. Choose the travel insurance policy and price that's right for you.
• 90% of customers stay with us year on year because we do what we say and we keep our promises.
• Getting travel insurance with us is quick and easy, it just takes. 5 mins to quote and buy online. You can use our MyArachas digital wallet to access your documents anytime, anywhere whenever you need to.

Take a closer look at travel insurance

Whatever you want, we’ve got it.

Personal Property

It’s hard to keep all your belongings safe when on the move or in new surroundings so we cover loss of your personal property while abroad.

Personal Accident

Accidents can be frightening wherever they happen but you can be sure we will have you covered if it happens when you are abroad.

Overseas Legal Expenses

Holidays are meant to be fun but if you have an accident, damage someone’s property or become involved in a dispute, legal representation can offer comfort and support in resolving incidents.

Product Details

Frequently asked questions.

Coronavirus Information

IMPORTANT INFORMATION ABOUT COVID-19

It's important that you know what Chubb Travel Insurance will and won't cover for Coronavirus (Covid-19) so that you can decide whether this policy meets your needs.

We'll cover cancellation costs if you or someone you're travelling with:

• Contracts Coronavirus before your trip.
• Is required to quarantine on orders of a treating doctor/HSE, and the period of quarantine goes past your original departure date.

Important Note: Covid-19 "positive" test must be certified in writing as specifically relating to You or Your Travelling Companion(s) by a test that is recognised by the Republic of Ireland Government, including such a test that is carried out by a licensed pharmacy, a licensed laboratory or the treating Doctor.

What Coronavirus cover do you have when you’re on holiday:

• We will cover overseas medical and repatriation (the cost to get you home) expenses provided you are not travelling to areas where the Department of Foreign Affairs (DFA) allocates a security status of "Avoid non-essential travel" or "Do not travel".
• We'll also cover any additional accommodation (room only) and travelling home costs you may have if you are required, on the orders of a Doctor, to quarantine on holiday, if the period of quarantine goes past your original return date.

For Full details please refer to our  COVID-19 document . This document will also be issued with your policy confirmation email should you decide to purchase.

Policy Arrangements

Can I get instant cover and policy documents - I’m travelling today?

Yes! As soon as your credit card details have been validated, we will confirm your cover on screen, and to the email address you have provided. You can also choose to get an SMS with cover details to your mobile. Provided you have your policy number, emergency number and claims number, you have all the basic information you need.

When does my cover begin?

If you are buying a single trip policy, your cancellation cover begins instantly. If you are buying an annual policy, your can choose when your cover begins (up to 180 days in the future). If you have already booked a holiday, and have no other travel insurance arrangements in place, you should ensure your policy starts immediately, so you are covered for cancellation.

What happens if my flight is delayed beyond the insurance period?

If your flight is delayed on your return journey and you do not get back into the country until after your travel insurance policy has expired, your cover will continue until your airline can get you home.

• Cover Information
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About Allianz

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Allianz Assistance  Travel Insurance

Feel relaxed on   your holidays, your benefits.

• 24/7/365 medical assistance helpline

Presence in 66 countries worldwide to support you

• Sales and claims services are based in Ireland
• Allianz Assistance is part of the Allianz Group and is one of the world‘s leading Travel Assistance Companies
• Allianz Assistance has a presence in 66 countries worldwide to support you
• Allianz Assistance have significant expertise in Travel Insurance & Assistance. They provide a wide range of flexible travel insurance products with optional covers.

Get a Quote  online today!

Learn more about allianz  travel insurance.

Allianz Assistance

Annual Multi Trip

Our annual multi trip policy helps keep you protected whenever you travel, covering you for all of your trips of up to 35 days in duration, throughout the year.

Annual multi trip insurance policy information  click here .

Our backpacker travel policy offers protection for up to 365 days against risks such as cancellation, delays, missed departures, lost or stolen personal items and medical expenses.

Backpacker insurance policy information  click here .

Single Trip

Business Travel

Contact  allianz assistance travel insurance.

If you have a query about your travel insurance policy you can call Allianz Assistance on 01 619 3681 , Mon - Fri 9am - 5pm

Or email: [email protected]

AWP Assistance Ireland Ltd, trading as Allianz Assistance and Allianz Partners, is regulated by the Central Bank of Ireland, registered in Ireland No: 163174. Registered Office: Allianz Assistance , 11b Joyce Way, Park West Business Campus, Dublin 12, D12 C4V6 VAT no IE6563174F. 

AWP Assistance Ireland Ltd arranges insurance and carries out a full policy and claims administration service for customers on behalf of AWP P&C S.A. – Dutch Branch, who is the underwriter.

Have a look at other products. We think you might like them.

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Protect the things you love with Allianz Renters Insurance

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Supporting you during COVID-19 (Coronavirus)

Vhi is continuing to work hard to support you through COVID-19

COVID-19 and MultiTrip Travel Insurance

What covid-19 benefits are covered on my multitrip policy.

Provided you are not travelling against Government advice, you will be covered for COVID-19 benefits on your MultiTrip policy. The benefits included are under the sections:

·         Cancelling your trip

·         Cutting your trip short due to COVID-19

·         Cover for medical emergencies and outpatient expenses due to COVID-19

All of these benefits are subject to your policy terms and conditions. If you need to make a claim due to COVID-19, please contact our MultiTrip claims department on 046 9077358 .

For a summary of your benefits, including COVID-19 related cover, please log into MyVhi   for your terms and conditions.

Am I covered if I or my child contracts Covid-19 and cannot travel?

Yes. Cancellation cover is in place if, within 14 days of the start of your trip, you or any named person on your policy test positive for COVID-19 and self-isolation is required by a medical practitioner or the HSE. This cover provided only applies if you have written confirmation of a positive test for COVID-19 administered/witnessed by an independent authority, including the date of the result. Photographic evidence of a test kit is not acceptable. We will not accept any other test in validation of a cancellation claim.

Cancellation cover is in place if you, a travelling companion, or someone you are planning to stay with you has been hospitalised/dies because of COVID-19.

Cancellation cover is in place if you are certified as too ill to travel due to COVID-19 by a medical practitioner.

I have tested positive on my trip and been medically advised to self-isolate. Can I claim for cancelled excursions?

Provided you have written confirmation of a positive test result, and a medical practitioner has advised that you must self-isolate, you can claim the pre-paid activities, if the excursion is the reason for going on the trip e.g. Euro Disney, Safari. This needs to be paid for and booked in advance of travelling. Concert and premier league football match tickets could be claimed under this section provided they were pre-paid or contracted to pay before the trip started and were the sole purpose of the trip.

Note: ski packs and green fees (golf) are only covered if you have purchased the optional add-on.

Can I claim for the unused part of my trip, if I test positive during it?

• There is cover for cutting your trip short, if you contract COVID-19, and have to self-isolate.
• There is cover for the unused accommodation up until your original return date.
• There is cover for the original cancelled flight.
• There is no cover for expenses incurred after the original return date has passed.

I have tested positive abroad and have to stay beyond my original return date. Am I covered?

For all policies, cover will only apply if you are hospitalised because of COVID-19 and need to stay longer than the scheduled return date. If you test positive for COVID-19, meaning that you cannot return on your original return date, but do not require any medical treatment, there is no cover for your extended stay costs.

How am I covered if I am hospitalised abroad due to COVID-19?

Your MultiTrip cover is specially designed to complement the overseas cover provided by your domestic private medical insurance plans, which must have a minimum of €65,000 for overseas medical emergencies. Once your medical cover on your health insurance has been exhausted, all of our travel policies include medical cover; the benefit, if hospitalised due to COVID-19 is up to €10 million.

Family member hospitalised on trip due to COVID-19. Is an extension covered?

For all policies, if an insured member is hospitalised due to COVID-19, the cover for extended accommodation and flights is limited to €3,000 per policy (not per person).

COVID-19 (Coronavirus) - customer advice and FAQs

The Health Service Executive (HSE) and the Department of Foreign Affairs and Trade (DFA) are regularly updating their advice.

For information regarding the COVID-19 situation in Ireland please see the HSE website at www.hse.ie/coronavirus

For information regarding travel and to see the list of areas where nonessential travel is advised against, visit the Department of Foreign Affairs Website at www.dfa.ie/travel/travel-advice/coronavirus

For information about impacts to your policy please refer to the relevant sections above.

Supporting your health and wellbeing

ONLINE HEALTH TEAM

Find out more

MEET THE VHI HEALTH SQUAD

Find out more   

EMOTIONAL WELLBEING

MUM AND BABY SUPPORTS

Contact us:.

For all enquiries, you can call us on 056 444 4444 .

Email us at:  [email protected]

A limited web chat service is available here .

To contact our services directly:

Vhi NurseLine - call  1800 247 724 or from abroad call +353 46 90 77375

Vhi Online Doctor - please book an appointment through the Vhi Health Assistant App .

Or see our Vhi 360 Health Centres .

See how we use your data  here .

20% off our Travel Insurance

Looking after you always, home or abroad

Laya Healthcare Travel Insurance

At laya healthcare, we strive to look after you always and that includes while you're travelling. Sometimes things don't quite go to plan when we go away and that's why the peace of mind of travel insurance cover is so important.

Why Laya Healthcare Travel Insurance?

Whether you have our  single trip travel cover , our  multi-trip travel insurance , our  business  or our  backpacker policy , we offer many important benefits such as cover for cancellations, delays and personal accidents. Whatever problems you encounter, we are available 24/7 to help you and give you whatever information

Policies for your needs:

We offer four types of comprehensive cover with wide variety of options. Customise your cover with extras such as winter sports or wedding cover.

Always here to help:

Whenever you need us, our 24/7 emergency helpline is on hand to help.

Claiming made easy:

With our simple claims system and helpful assistance team, we have tried to make claiming as easy as possible. 

The types of Travel Insurance we offer:

We offer four types of policies, these are;

• Single-trip
• Annual Multi-trip

Buy online to get a 20% discount

Get a quote

What does Travel Insurance cover?

Travel insurance can cover an array of things, such as;

• Cancellations
• Lost Baggage
• Personal Accidents
• Medical Expenses
• Personal money

Laya Healthcare Limited, trading as Laya Healthcare, is regulated by the Central Bank of Ireland. Laya Healthcare Limited is a private company limited by shares registered in Ireland (No. 242048) and acts as an intermediary for travel insurance products underwritten by AIG Europe Limited.

• Capital Markets
• Sustainability
• Switch to Northern Ireland

Travel Insurance Cover Details & FAQs

Here’s a summary of what your AIB Travel Insurance includes and excludes.

Choose the travel insurance policy that’s right for you

We have polices suited to all travel types from Single Trip, Annual/Multi Trip, Winter sports and Backpacker cover.

The information above shows only the key benefits and exclusions in relation to Single Trip, Annual Multi Trip & Winter Sports Travel Insurance (excluding Backpacker Cover), you should review the relevant policy documents to find further details on all benefits and exclusions.

AIB Travel Insurance Policies

• Travel Insurance Policy Document
• Healthcare+ Policy Document
• Travel Insurance Product Information Document (I.P.I.D.)
• Backpackers Travel Insurance Policy Document
• Backpackers Insurance Product Information

Travel Insurance Frequently Asked Questions

For Information on Coronavirus & AIB Travel Insurance  Click Here . For urgent queries about your policy you can call us on 1800 24 24 67 (Monday to Friday 9:00 to 17:00).

AIB has created a range of Travel Insurance covers to protect you. These policies are underwritten and serviced by our chosen underwriters, Chubb European Group SE. The Chubb Group is one of the world's largest property and casualty insurers with strong financial ratings from leading rating agencies.

An Irish resident is someone who has been living in Ireland (not Northern Ireland) for at least 180 days prior to the date the cover is applied for.

Yes. Whenever we ask you for personal information, we do so within a secure environment and all details sent between you and our web site are encrypted.

If you buy through the AIB Mobile app, you will pay from your AIB account. If you buy online or over the phone you will need a credit or debit card. Customers who buy online receive an additional 10% discount compared to buying over the phone.

Each of you is covered separately up to the limits shown in the policy. The policy limits apply in the same way as they would if you had each taken two separate policies. This is true for each person insured under the policy, although some benefits are restricted for children less than 16 years of age.

See our  claims section  for details.

A Single-Trip policy covers you for one holiday of up to 31 days. Ideal for short breaks or one off holidays. All you have to do is choose the length of your stay and if you are looking for European or Worldwide cover. 

Backpacker Travel Insurance covers trips for up to 13 months and with a budget option available, you can get the cover you need at a price that's right for you.

AIB Backpacker Travel Insurance Benefits:

• Unlimited Medical Expenses Cover
• Cover from 45 Days to 13 Months
• Over 240 Sports and Recreational Activities Covered
• Cover for Backpacking and Gap Years, Gap Placements Working or Studying Abroad

Annual/Multi Trip Policies are suitable for people planning multiple trips over the next 12 months with the same benefits of Single Trip Cover. If you’re a frequent traveller or planning another trip abroad over the next 12 months, then multi-trip Travel Insurance is for you, as it can save you money on multiple trips.

Annual Multi-trip policies give you cover for up to 90 days abroad in a year. Trips can be no longer than 31 consecutive days. With an Annual Multi-Trip policy, you are also covered for holidays in Ireland if you spend at least two nights in accommodation, booked before your departure.

We will send you an email reminder before your annual policy expires and offer you the opportunity to buy another policy. You can buy another policy through the AIB Mobile app, online or over the phone 1800 24 24 67 (Monday to Friday 9:00 to 17:00). 

Stay safe on the piste this season with optional winter sports cover for your ski or snowboard trip. Add it to any single trip or annual multi trip policy.

AIB Winter Sports Travel Insurance Benefits:

• Unused Ski Pass Cover of up to the value of €75 per week.
• Airline lose or damage your sports equipment, or did you damage it yourself? We will cover the cost of hiring new equipment for up to €20 for each 24 hour period.
• Cancellation, curtailment or rearrangement – up to €3,000.
• Lack of Snow Cover of €20 per day

No problem! As soon as you make a payment, we will confirm your cover on screen, and to the email address you have provided. You can also choose to get an SMS with cover details to your mobile. Provided you have your policy number, emergency contact number and claims contact number, you have all the basic information you need.

You can change your policy. If you need to add winter sports cover, upgrade area of cover or want to increase the number of people insured, you can call us on 1800 24 24 67 (Monday to Friday 9:00 to 17:00). Once you are not on holiday at the time, we can cancel your policy, give you an appropriate return of premium and arrange a new policy for you.

If you are buying a single trip policy, your cancellation cover begins instantly. If you are buying an annual policy, your can choose when your cover begins up to 180 days in the future. If you have already booked a holiday, and have no other Travel Insurance arrangements in place, you should ensure your policy starts immediately, so you are covered for cancellation.

Our annual policy covers you for individual trips of up to 31 consecutive days. You can take as many individual trips as you like providing you don't spend more than 90 days abroad in any insurance period. If you select our winter sports option, you will be covered for up to 21 days in any insurance period whilst you participate in winter sports either abroad or in the Republic of Ireland.

Yes, provided you have bought an annual policy. You must spend at least two nights in accommodation you booked before your departure. So a weekend break involving two nights in a hotel would be covered, but a day out and overnight stop wouldn't. If you have bought a single trip policy you will not be covered for holidays in the Republic of Ireland. Whichever policy you buy, some benefits are not payable for holidays in the Republic of Ireland. See the Policy Wording for full details.

Personal Belongings left unattended, out of your sight or in a position where you cannot prevent interference with them (E.G. If you go for a swim, or a drink or other reason) are not covered by this Insurance. Do not leave personal belongings unattended unless locked away.

The Insurance Product information documents (IPID) above contain a summary of the most important exclusions . It is not possible for us to list everything you will not be covered for, and we strongly advise you to read the full Policy Wording. Under each section of cover you will find a list of exclusions on the right hand side of the page, and a further list of General Exclusions in Part IV towards the end of the policy wording. These sections must not be read in isolation, but within the context of the full policy wording. If you have any doubts about what is not covered, please contact us on 1800 24 24 67.

Before you buy an AIB Travel Insurance  policy, we ask you to confirm that you are NOT 

• receiving or on a waiting list for treatment in a hospital or nursing home
• waiting for investigation or referral, or the results of any investigation, medical treatment or surgical procedure, for any condition, whether diagnosed or undiagnosed
• choosing to take an incorrect dose of prescribed medication, or choosing not to take prescribed medication.
• travelling against the advice of a medically qualified doctor
• travelling for the purpose of obtaining medical treatment
• travelling after being given a terminal prognosis

If you can confirm these and the other statements we ask you to confirm, you can buy our cover online.

Yes, provided it does not involve nuclear, chemical or biological weapons or agents.

Sorry, only Irish residents can buy our insurance.

Sorry, our policy does not cover single direction trips or Non-Republic of Ireland residents. Trips must begin and end in the Republic of Ireland and you must be resident here.

Sorry, trips must begin and end in the Republic of Ireland.

No, AIB Travel Insurance does not cover any business related trips. 

If your partner is not an Irish citizen, they are covered provided you are both resident in the Republic of Ireland (for 180 days prior to applying for a policy) and your partner is your spouse or a person of either sex with whom you have been living for at least three months as though they were your spouse.

Renting a car abroad? You can add our optional Car Hire Excess cover to your European Single Trip or Annual / Multi Trip Travel Insurance policy for as little as €2.39 per day or €39.99 per year.

Our policy is designed to allow you to claim back the cost of the excess you may have to pay in the event of a claim on the rental car agreement.

AIB Car Hire Excess Benefits

Up to €4,000 for any single incident (maximum of €5,000 during any one annual period of insurance).

Car Rental Key cover up to a maximum of €500 for any single incident (maximum of €2,000 during any one annual period of insurance).

Family Cover, extends cover to immediate family members named on the policy schedule.

The insured person must be a named driver on the car rental agreement, be aged between 21 and 75, hold a full valid driving license and permanently reside in Ireland.

When you hire a car in Europe, your rental agreement should include a Collision Damage Waiver (CDW) and cover for Third Party Liability and Theft. There is normally an excess applicable to the CDW and Theft part of the agreements which you would be liable to pay in the event of a claim. This excess in most cases can range from €100 to €2000. Our Car Hire Excess cover is designed to allow you to claim back the costs of this excess (in full). To be eligible to purchase this cover you must be between the ages of 21 and 75. Car Hire Excess cover is only available to customers who purchase European policies.

For individuals with suitable private health insurance we provide - healthcare plus Travel Insurance.

It saves you money, because you are not paying for health cover you already have. Single and Annual policy cover options are available.

You can insure up to 7 children, Children must be:

• the children of you and/or your partner, and
• under 18 (or under 23 if still in full-time education) on the day you buy your policy, and
• dependent on you or your partner even if they don't live with you.

Yes, provided he or she is under 23 years of age.

As long as your children or your partner's children are not older than 18 years on the day you buy your policy (or under 23 years if still in full-time education) and dependent on you, they are covered - whether they live with you or not. But there are restrictions on their ability to travel without you or your partner.

Yes, but only if you have bought our annual policy. If the child is named on your annual policy they are covered whilst they are travelling on their own in the following circumstances:

• in the company of an adult (i.e. someone not defined as a child under this insurance) you or your partner know other than on an organised school, college or university trip
• travelling on a scheduled air service as an unaccompanied minor, but only if that air service operates an unaccompanied minor scheme, and only if they are travelling with the intention of joining, or being subsequently joined by, another adult insured under the policy. They are not covered whilst traveling on their own in any other circumstances.

If your flight is delayed on your return journey and you do not get back into the country until after your policy has expired, your cover will continue until your airline can get you home.

This depends on which of our covers you have purchased. Healthcare+ Travel Insurance – you must contact your Private Medical Insurance (PMI) provider. They will be responsible for handling your medical expenses claim until medical repatriation costs exceed their policy limit. If your costs exceed 50% of your PMI policy limit, you must contact us immediately on +353 1 661 9133 . For all other Travel Insurance emergencies please call Chubb Assistance on +353 1 440 1762 .

If it's a medical emergency and you are admitted to hospital our emergency assistance service will guarantee the fees of the hospital and attending doctor(s) – so you don't have to pay. In cases where the expenses are small, you may opt to pay, or be asked to pay, and claim the money back. Please talk to our emergency assistance service, unless the case is very minor, and they will decide what to do.

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Election latest: Rishi Sunak heckled by GP at the end of 'torrid day'; Nigel Farage accused of 'bigotry' during debate

The latest updates from the general election campaign, as Rishi Sunak is heckled by a GP and Nigel Farage gets stuck in during a televised debate.

Saturday 8 June 2024 01:40, UK

• General Election 2024

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Election news

• New poll reveals what public think about PM leaving D-Day events early
• 'The country is not stupid': Sunak laughs as GP heckles him
• Farage accused of 'bigotry' in TV debate
• Sunak apologises for D-Day decision and admits it was a 'mistake'
• PM says 'it's important we don't politicise this'
• Starmer says PM will 'have to answer for his own actions'
• Unite did not endorse Labour's election manifesto
• Electoral Dysfunction: What could be in the party manifestos?
• Live reporting by Brad Young

Expert analysis

• Rob Powell: It beggars belief someone didn't sound the alarm about PM leaving D-Day events early
• Tamara Cohen: Labour can't believe their luck

Election essentials

• Battle For No 10: PM and Starmer taking part in Sky News special
• Have your say: Be in the audience for our election leaders event
• Campaign Heritage: Memorable moments from elections gone by
• Trackers: Who's leading polls? | Is PM keeping promises?
• Follow Sky's politics podcasts: Electoral Dysfunction | Politics At Jack And Sam's
• Read more: Who is standing down? | Key seats to watch | How to register to vote | What counts as voter ID? | Check if your constituency is changing | Your essential guide to election lingo | Sky's election night plans

Snap findings from a More in Common poll of more than 1,000 viewers of last night's BBC debate suggest Nigel Farage came out on top.

According to the poll results , the audience is most likely to think Reform UK's leader won, with 25% picking him.

Labour's deputy leader Angela Rayner comes in second with 19%.

Just 7% thought Tory Penny Mordaunt won, but 32% believe she'd be a better prime minister than Rishi Sunak - with 12% picking him.

Full Results

• Nigel Farage - 25%
• Angela Rayner - 19%
• None of the above - 14%
• Carla Denyer - 11%
• Stephen Flynn - 10%
• Penny Mordaunt - 7%
• Daisy Cooper - 5%
• Rhun ap Iowerth - 2%
• Don’t know - 8%

Almost half (47%) of 2019 Tory voters watching the debate thought that Mr Farage won the debate, while Ms Rayner leads among 2019 Labour and Lib Dem voters who tuned in.

The poll also shows viewers are most likely to think the SNP's Stephen Flynn (net +31), the Green Party's Carla Denyer (net +31) and the Lib Dem's Daisy Cooper (+30) did well in the debate.

Reform's original candidate for Clacton will stand as an independent against Nigel Farage in the upcoming general election.

Anthony Mack quit Reform after he was replaced by Mr Farage earlier this week to vie for the seat in Essex.

But that hasn't stopped him from trying to win there.

Mr Mack is expected to hold a press conference later today.

Olympic athletes, top musicians and an ex-soap actor are among those standing to become members of parliament at the general election.

The deadline for candidates to submit their nominations passed earlier today.

Notable names on the list include:

• Blur drummer Dave Rowntree, Labour, Mid Sussex
• Double Olympic gold medal rower James Cracknell, Conservative, Colchester
• Rock star Tom Gray from the band Gomez, Labour, Brighton Pavilion
• Former Coronation Street actor Marc Anwar, independent, Bury North
• Gogglebox's Josh Tapper, Labour, Hertfordshire
• Olympian Marc Jenkins, Conservative, Gower

Count Binface has announced he will stand against Rishi Sunak in his Richmond and Northallerton constituency.

Speaking on his podcast, Trash Talk, Binface said it would be like "Fury vs Usyk times a billion" in the July 4 election.

"That's right, I am here right now in Richmond and Northallerton and I can announce that I will be taking on Prime Minister Rishi Sunak in electoral combat on July 4.

"You shirked D-Day Rishi, you can't miss the B-Day.

"That's right. Binface vs Sunak is going to be Fury vs Usyk times a billion. Bring it on."

Binface recently came 11th in the London Mayoral Elections, where he earned 24,260 votes.

It was reported last weekend that allies of Penny Mordaunt claimed Downing Street was keeping her "in a box" during the election campaign because Rishi Sunak's team see her as a threat.

Well, after her barnstorming performance in a TV debate against politicians from six opposition parties, the Leader of the Commons is well and truly out of her box now. And she mustn't be put back in it.

Her opening words in this 90-minute showdown were explosive. The prime minister, she declared, had been "completely wrong" to leave the D-day ceremonies in Normandy early. No pulling of punches there.

She said the PM was wrong, not once, not twice, but three times. No wonder Number 10 see her as a threat. If this was an audition for a leadership bid after the election, her friends will claim she passed with flying colours.

But once she'd dug her black stilettos out of the PM's back with her opening remarks, after that she was relentlessly on message in hammering Labour on its policies on tax, immigration and crime.

She was at her most combative on the Tories' controversial allegation – first made by Rishi Sunak in his TV debate with Sir Keir Starmer on Tuesday – that Labour is planning a £2,000 tax grab if it wins the election.

This attack triggered the most heated clash of the whole debate, when Mordaunt traded blows with Labour's Angela Rayner on tax. It was a shouting match that went on long after presenter Mishal Husain attempted – but failed - to stop them.

It was all the more heated because the pair were standing next to each other at the end of the row of seven leading politicians, including Nigel Farage, the Lib Dems' Daisy Cooper and the SNP's Westminster leader Stephen Flynn.

For the rest of the debate, Rayner was slightly subdued, rather like Sir Keir had been against the PM on Tuesday. Rayner didn't even attack Sunak about D-day at the start. Nor did Daisy Cooper. Like Sir Keir, his deputy needs to raise her game.

Besides Mordaunt, on D-day Farage claimed Sunak had been unpatriotic and Flynn accused the PM of putting his own political career before public service and Normandy war veterans. Strong stuff.

Mordaunt also tore into Rayner over her previous voting record against renewing Trident. And the brightness of Rayner's red dress wasn't matched by a bright performance in the debate, although she improved as the debate went on. Mordaunt, incidentally, wore Thatcher blue. Remind you of anyone?

Throughout the debate, Farage was typically impish. His quips included claiming Starmer was "very dull" and "Blair without the flair". The PM, he joked, was "slippery Sunak". Yes, he's used those jibes before, but the audience enjoyed them.

Stephen Flynn had his good moments, most notably when he condemned Brexit, an attack on the Conservatives and Labour that the audience enjoyed.

But this debate was about Penny Mordaunt. It was her show, despite the large cast list. If she has been kept in a box by Number 10 up to now, the PM's allies will have been delighted on her attacks on Angela Rayner and Labour's policies.

But they won't have appreciated her blunt – and completely unprompted criticism – of the prime minister over the big story of the day, his D-day snub.

It was a story about a blunder of the PM's own making. It wasn't a gaffe, or an accident. It was sheer bad planning, terrible political judgment, embarrassing and highly damaging to Sunak and the Tory election campaign.

That, apparently was, Penny Mordaunt's view. And she said so. Number 10 won't be happy. A threat? You bet.

Foreign Secretary Lord David Cameron has been the victim of a hoax video call and messages from someone claiming to be the former president of Ukraine.

The government said it was making the incident public to stave off any attempts to manipulate footage of Lord Cameron.

The Foreign Office said a "number of text messages were exchanged followed by a brief video call between the foreign secretary and someone purporting to be Petro Poroshenko, former president of Ukraine".

Mr Poroshenko served as Ukrainian president between 2014 and 2019, and has remained a prominent figure in the country since leaving office.

"Whilst the video call clearly appeared to be with Mr Poroshenko, following the conversation the foreign secretary became suspicious," the Foreign Office said, adding contact details for other people were requested by the caller.

"Whilst regretting his mistake, the foreign secretary thinks it important to call out this behaviour and increase efforts to counter the use of misinformation."

Politicians have received repeated warnings in recent months about the growing threat of misinformation and disinformation, especially as artificial intelligence technology improves.

The prime minister is not the only one whose feet are being held to the fire over D-Day 80th anniversary commemorations.

Northern Ireland's first minister has been criticised for not attending, with only the deputy going instead.

DUP leader Gavin Robinson said it had been an opportunity for Michelle O'Neill to act as a first minister for all.

"With men from across the island being remembered, I am disappointed that the deputy first minister was alone in Normandy and the other half of the joint office was absent.

"When we consider how so many from this island have only been able to openly remember their grandparents' war efforts in recent years, this was a missed opportunity for leadership and reconciliation."

He continued: "The first minister should recognise it was a mistake."

Mr Robinson also accused Rishi Sunak of undermining "the authenticity of the speech" he made at the British Normandy Memorial by departing early.

A spokesperson for the Executive Office said: "The Executive Office [TEO] receives many invitations and endeavours to attend as many events as possible.

"TEO is represented by the first minister, deputy first minister and junior ministers.

"This week, TEO was represented at events including the D-Day commemorations; business awards and the Your Time to Shine female leaders celebration event."

Crime is the last theme of the BBC's debate, with one audience member raising the issue of knife crime.

The Green Party's Carla Denyer says not all crime can be tackled by being "tough", explaining a generation of young people have grown up with services like youth centres closing.

Nigel Farage says "stop and search" must be done "in a very tough way".

"We are seeing a societal decline of law and order in this country," he says.

The Liberal Democrats' Daisy Cooper says the model of policing must be changed, with more community policing engaging with families and faith groups.

She says stop and search can be useful, but "suspicion-less" deployment of it has been used to target people.

Penny Mordaunt, the Conservatives Commons leader, says knife crime in London is "top of the list", but the host points out the West Midlands has a higher rate.

"We need more police and we need police who are embedded in communities," she says.

Labour's Angela Rayner says education and reversing cuts to neighbourhood policing is needed.

Rhun ap Iorwerth, of Plaid Cymru, says decision-making should be made closer to communities, calling for more devolution.

Stephen Flynn, of the Scottish National Party, says tackling poverty as a driver of crime is required, and those in poverty have been failed by the government.

The final 30 second concluding statements are under way. Angela Rayner goes first. "If you want change, vote Labour," she says, though it's as though she's memorising a script rather than talking with passion.

Carla Denyer, of the Greens, says Labour are offering more of the same and Labour has changed into the Tories. She got better as the debate went on. Iorwerth is lively and will have done his party some good here.

Penny Mordaunt is polished. "For a more secure future, vote Conservative," she says. She's been class here and shows why for the Tories, she's an underused asset. Daisy Cooper mentions sewage in rivers for the first time this evening. Why so late?

The last word goes to Nigel Farage, who says that unlike the others he doesn't need an autocue. He's right about that. He's been impish throughout, clearly enjoying himself. We'll see a lot more of him in this campaign. That's why he became party leader, of course!

We're staying with the BBC's seven-way political debate between senior figures in the UK's political parties.

"What matters to you more: Economic growth or successful climate policy?" asks an audience member.

Mr Farage says climate policies like net zero are unrealistic and unaffordable. 

"Nigel is going to keep your fact-checkers busy for a little while. Farage has been misleading you... so much of what he said there is simply untrue," says the Greens' Carla Denyer.

She criticises Labour for dropping a £28bn green investment  pledge earlier this year.

Labour's Angela Rayner says there will be investment including insulating homes and creating green jobs, but oil and gas will be part of the future.

The SNP's Stephen Flynn says Westminster is betraying future generations and his party maintains its commitment to net zero.

"We are facing an ecological emergency", and economic growth can come with tackling it, says the Liberal Democrats, calling for a national insulation scheme.

"Nothing is more important than protecting the environment that you will be living in in future," says Plaid Cymru's Rhun ap Iorwerth.

The Conservatives' Penny Mordaunt says moving to green policies too quickly will "destroy supply chains".

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