travelling cheque meaning

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What Is a Traveler’s Check?

How It Works
Where to Get Traveler's Checks
Where to Cash Traveler's Checks
Pros and Cons
Alternatives to Traveler's Checks

The Bottom Line

Personal Finance

Traveler's Check: What It Is, How It's Used, Where to Buy

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia.

Investopedia / Eliana Rodgers

A traveler’s check (sometimes spelled "cheque") is a once-popular but now largely outmoded medium of exchange utilized as an alternative to hard currency and intended to aid tourists. The product is typically used by people on vacation in foreign countries. It offers a safe way to travel overseas without the risks associated with losing cash. The issuing party, usually a bank, provides security against lost or stolen checks.

Beginning in the late 1980s, traveler’s checks have increasingly been supplanted by credit cards and prepaid debit cards.

Key Takeaways

Traveler’s checks are a form of payment issued by financial institutions such as American Express.
These paper cheques are generally used by people when traveling to foreign countries.
They are purchased for set amounts and can be used to buy goods or services or be exchanged for cash.
If your traveler's check is lost or stolen it can readily be replaced.
Once widely used, traveler’s checks have largely been supplanted today by prepaid debit cards and credit cards.

How Traveler’s Checks Work

A traveler’s check is for a prepaid fixed amount and operates like cash, so a purchaser can use it to buy goods or services when traveling. A customer can also exchange a traveler’s check for cash. Major financial service institutions issue traveler’s checks, and banks and credit unions sell them, though their ranks have significantly dwindled today.

A traveler’s check is similar to a regular check because it has a unique check number or serial number. When a customer reports a check stolen or lost, the issuing company cancels that check and provides a new one.

They come in several fixed denominations in a variety of currencies, making them a safeguard in countries with fluctuating exchange rates , and they do not have an expiration date. They are not linked to a customer’s bank account or line of credit and do not contain personally identifiable information, therefore eliminating the risk of identity theft. They operate via a dual signature system. You sign them when you purchase them, and then you sign them again when you cash them, which is designed to prevent anyone other than the purchaser from using them.

Many banks, hotels, and retailers used to accept them as cash, although some banks charged fees to cash them. However, with the rising worldwide use of credit cards and prepaid debit cards—such as the Visa TravelMoney card, which offers zero liability for its unauthorized use—it is getting much harder to find institutions that will cash traveler’s checks.

History of Traveler’s Checks

James C. Fargo, the president of the American Express Company, was a wealthy, well-known American who was unable to get checks cashed during a trip to Europe. In 1891, a company employee, Marcellus F. Berry, believed that the solution for taking money overseas required a check with the signature of the bearer and devised a product for it. American Express and Visa still use the British spelling on their products.

Where to Get Traveler's Checks

Companies that still issue traveler's checks today include American Express , Visa , and AAA . They often come with a 1% to 2% purchase fee. AAA now offers members pre-paid international Visa cards instead of paper checks.

In the U.S., they are available primarily from American Express locations. You can also buy traveler's checks online from the American Express website, but you need to be registered with an account. Visa offers traveler's checks at Citibank locations nationwide, as well as at several other banks.

American Express, Visa, and AAA are among the companies that still issue traveler’s checks.

Where to Cash Traveler's Checks

If you want to convert your traveler's checks into cash (instead of spending them directly), you can often deposit them normally at your bank. Many hotel or resort lobbies will also provide this service to guests at no charge. American Express also provides a service to redeem traveler's checks that they issue online to be deposited into your bank account. The redemption application online should take less than 15 minutes to complete.

Advantages and Disadvantages of Traveler's Checks

Traveler's checks are handy for tourists who do not want to risk losing their cash or having it stolen while abroad. Because traveler's checks can be reported lost or stolen and the funds replaced, they provide peace of mind. This was particularly a concern before credit cards and ATMs were widespread and affordable worldwide for most travelers. At the same time, these paper checks are now a bit outdated and come with a fee to purchase, making them potentially more expensive and cumbersome than using plastic or electronic payments.

Replaced if lost or stolen

Widely accepted around the world

Convenient to use

They don't expire

Must have the physical check to use it

Incurs a fee to purchase

Limited number of issuers today

Alternatives to Traveler's Checks

The most obvious alternative is to use a credit or debit card issued by a bank that works worldwide and charges low or no foreign exchange fees on purchases or ATM withdrawals. If your bank doesn't allow for this or charges high fees, then prepaid travel cards are the modern version of traveler’s checks. They allow you to get local currency from ATMs and make purchases with merchants—effectively eliminating the need for traveler’s checks.

Prepaid cards are not linked to your bank account, which prevents anybody from draining your checking account if the card gets lost or stolen—and you can’t go into debt. Credit cards offer similar (or better) protection, but you might not want to use your everyday card abroad. By using a dedicated travel card, you avoid spreading your card numbers around, which means you can be less vigilant about monitoring your accounts when you get back home. Visa and MasterCard both offer prepaid cards designed for use abroad. Those cards are available online, through travel agents, and at banks or credit unions.

Travel cards should feature low ATM fees, technology that lets you operate like a local in foreign countries, emergency cash when you lose the card, and “zero liability” fraud protection. That said, prepaid cards can be expensive, so you need to compare fees against your other cards to decide whether or not a travel card makes sense.

For U.S. citizens living abroad for extended periods, maintaining checking and other bank accounts in the United States provides several advantages, and many checking accounts are friendly for foreign transactions .

Where Do You Buy Traveler's Checks?

You can buy still buy traveler's checks from American Express, Visa, and a handful of other financial institutions. To buy them, visit a location or check the website of an issuing institution. You may need a photo ID in order to set up an account.

How Do You Cash Traveler's Checks?

Many hotels, resorts, and currency traders will cash traveler's checks in exchange for local currency. However, with the rising prevalence of credit and debit cards fewer locations cash traveler's checks.

What Do You Do With Traveler's Checks?

Traveler's checks are a secure way of carrying money while abroad. Many businesses in the tourism industry will cash traveler's checks, and they can also be deposited into a bank account. Because the checks can be easily replaced, they have a lower risk of theft or loss. However, traveler's checks have fallen out of favor due to the increased convenience of credit cards and prepaid debit cards.

Traveler's checks were once a popular way to carry money while vacationing abroad. They are sold in fixed denominations, and can be used for purchases or cashed like an ordinary check. Traveler's checks can be easily replaced, making them less risky than carrying large amounts of cash. However, they have fallen out of favor due to the convenience of using credit or debit cards.

Sparks, Evan. “ Nine Young Bankers Who Changed America: Marcellus Flemming Berry .” ABA Banking Journal, June 26, 2017.

Time Magazine. " Travel (April, 1956): The Host with the Most ."

American Express. " Travelers Cheques ."

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A Guide to Travellers Cheques

Once a foreign currency staple, this form of prepaid funds has existed for hundreds of years, designed as a way to allow payment from one person to another across currencies. As the financial services sector continues to shift to online solutions , we look at how, where and why travellers cheques are used, as we discuss the relevance of this form of currency.

What are travellers cheques?

The history of the travellers cheque spans as far back as 1772 when the first of its kind was issued by the London Credit Exchange Company, in the UK. Over the coming centuries the concept became popularised on a global scale, with major banks and financial institutions adopting this form of travel money in the 20th century. American Express became the largest issuer of travellers cheques and continues to offer these services to customers to this day.

A safe and convenient method of payment for anyone travelling to foreign territories, these pre-printed cheques hold a fixed amount which can be used worldwide across a range of currencies. Designed to facilitate payments from one person to another, using different currencies, travellers cheques were initially seen as a more practical way for individuals to carry their spending money.

Travellers cheques had their heyday in the late 20th century, reaching peak popularity in the mid-90s, before alternatives such as credit and debit cards became more widely available and easier to manage financial transactions. It was reported in 2018 that a mere 1.5% of Britons use travellers cheques, a rapid decrease over the course of two decades.

How do you use travellers cheques?

When you first receive your travellers cheques, you will be required to sign each one before use, as a way of verifying your signature. Each cheque will have a fixed value (usually $20, $50, $100, $500 etc.) as well as a unique serial number which can typically be found in the top right corner.

It is important to take note of these serial numbers as they will be referenced in any case of lost or stolen cheques. Unlike cash, if anything happens to your travellers cheques, the original vendor will be able to issue a refund for the exact same value. This added level of security is why this payment method was seen as revolutionary when first introduced.

As well as signing upon receipt, you will also need to sign each travellers cheque when used by a retailer or exchanged for cash. The act of signing your name as a form of security is somewhat outdated, given the modern technologies in place nowadays.

When accepted by retailers, a travellers cheque will be treated like local currency, which means you should receive any change in the standard, local currency.

Where can I get travellers cheques?

Due to dwindling demand, travellers cheques are not as readily available as they once were. However, they can still be acquired from some banks and financial institutions, post offices and currency exchange offices, like Travelex.

One thing to note is you may be required to settle the handling, commission or cash-in fees that often accompany travellers cheques, and these can be expensive, amounting to 2 - 3% in some cases. This cost is another reason they are no longer as frequently used.

Where can I use travellers cheques?

Generally, travellers cheques are still accepted all over the world, albeit harder to find vendors selling them and retailers accepting them as legal tender. Consider your destination before deciding on this form of travel money: if you are travelling to major cities there is more chance of you finding somewhere to cash your cheques or use them for in-store purchases. However, more remote destinations may not be equipped or able to accept this type of funds.

How safe are travellers cheques?

The original blueprint for travellers cheques was a paper payment method which could be used as foreign currency but was more secure than handling cash. At the height of its popularity, travellers cheques were generally considered much safer than cash due to the added security of their unique serial numbers, meaning customers could cancel and replace cheques if need be. These numerical codes were a money-back guarantee for anyone whose cheques were misplaced, destroyed or stolen. Another added benefit, if your travellers cheques are intercepted, you will not be vulnerable to bank fraud, as they are in no way connected to your bank account, unlike credit or debit cards.

Financial security measures have evolved greatly since the inception of travellers cheques, however, with the introduction of PIN codes, two-factor authentication, fingerprint touch ID and facial recognition, to name a few forms of fintech security commonly available now. With this in mind, the concept of a travellers cheque no longer measures up in terms of fraud protection and data encryption.

Travellers cheque vs. Cashiers cheque: What is the difference?

In terms of appearance, a travellers cheque looks nearly identical to a standard issue cashier's cheque: but are they similar in any other ways?

A cashiers cheque is issued by a bank or financial institution and is designed to be processed quickly, by the individual whose name is printed on the cheque. Conversely, a travellers cheque is for use overseas, is loaded with prepaid foreign currency - usually USD or GBP - and does not have a name or account number printed on it, although it does require a signature. Because travellers cheques do not have any bank details printed on them, they are deemed safer than cashiers cheques in terms of potential for fraudulent use. In addition to this, they are paid for when printed, meaning it is not possible for a travellers cheque to bounce.

What are the alternatives?

Credit or debit cards.

If you are worried about travellers cheques not being widely accepted where you are going, then this form of travel money will offer more flexibility. Using your regular bank cards overseas provides a record of spending and offers maximum convenience, but there are also some frequently flagged concerns. Primarily these concerns focus on the sky-high fees and below-average exchange rates related to using your debit or credit card abroad. This isn’t always the case, however, as many banks and financial institutions offer travel credit cards, tailored to suit the needs of frequent flyers.

Travel money cards

Prepaid travel money cards are the modern equivalent to travellers cheques and have become very popular. This is largely due to the fact that they are totally separate from your regular bank account, allowing users to spend their balance freely without the worry of potential fraud or overspending. Preloaded with funds, travel money cards often help limit additional currency exchange charges. In addition to this, in spite of fluctuating currency rates, these cards let customers lock-in a favourable exchange rate ahead of time.

International bank accounts

If you are headed overseas for a sustained period of time, it could be more convenient and cost-effective to open a bank account in your destination country. You would be subject to the relevant security and eligibility checks but this decision pays off if you are making regular international money transfers or being paid in a different currency by foreign clients . Find out more about this option by reading our guide: How to Open a Bank Account Overseas.

Due to the growing alternative digital payment methods available nowadays, it seems this age-old travel money no longer measures up in terms of accessibility, cost and convenience. When travellers cheques were originally launched, ATM withdrawals were not commonplace for travellers, and digital point of sale systems had not been invented. Nowadays, it is easy to access local currency using an assortment of different payment methods such as debit or credit cards, travel money cards or money transfer apps .

The best option for anyone who is reluctant to use their debit or credit card overseas, would be to use a prepaid travel money card. Prepaid travel money cards are a safer and more widely used alternative to travellers cheques, and customers do not need to seek out a bank to use them, are not required to sign for each transaction and security measures in place are far more advanced. This method enables customers to secure multiple foreign currencies, locking in the optimum exchange rate for your currency pairing ahead of your trip abroad. Use our comparison tool to ensure you receive the most competitive exchange rates for your international money needs.

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Checking Accounts

How Traveler's Checks Work in the Modern World

Can You Still Buy Traveler's Checks?

What Are Traveler’s Checks?

Best Ways to Use Traveler’s Checks

Evolution of traveler’s checks, how to use traveler’s checks, frequently asked questions (faqs).

Traveler’s checks, once a necessity for traveling abroad, can keep your money safe. While modern alternatives accomplish most of what traveler’s checks do, those checks are far from useless. Traveler’s checks probably don’t need to be your primary resource in areas with an ATM in every town (or on every corner), but they make for an excellent backup plan.

What Are Traveler’s Checks, Anyway?

That’s a fair question in the modern world. Traveler’s checks are paper documents that can be used like standard paper checks and cash. Traditionally, travelers carried these checks to get cash in local currency and pay merchants. Issuers print checks in varying denominations, and checks can be replaced quickly if lost or stolen. With the spread of digital payment options and ATMs, traveler’s checks have become less popular and more difficult to use.

Here are situations when you might want to use traveler's checks.

Low-Tech Access to Cash

In many places, you can get cash in local currency at an ATM , but they're rare in some areas of the world. What’s more, ATMs can malfunction , communication networks might be down, and machines occasionally run out of cash. Traveler’s checks allow you to get local currency at banks, hotels, and foreign exchange offices with a familiar piece of paper. That said, converting a traveler’s check to cash can be challenging and time-consuming.

Added Security

Traveler’s checks keep your money secure. Recipients are supposed to watch you countersign and compare signatures carefully when you use a traveler’s check, making them lose value when lost or stolen. Credit and debit cards provide similar protection, but they are more attractive to thieves who often use them successfully before you disable the stolen cards. You can replace lost or stolen traveler’s checks or get a refund from the issuer. On extended trips, you can keep traveler’s checks on hand for emergencies without risking large financial losses.

Currency Control

Buying traveler’s checks in your destination country’s currency helps you avoid surprises when it comes to exchange rates. You might not get the best conversion rates at home, but you can at least secure a portion of what you need at current rates.

Traveler’s checks aren’t what they used to be. Banks, hotels, and even merchants were once accustomed to taking traveler’s checks from foreigners. Nowadays, you may not be able to find anybody willing to accept a traveler’s check (or the process will be harder than in days past).

Prepaid travel cards are the modern version of traveler’s checks. They allow you to get local currency from ATMs and make purchases with merchants—effectively eliminating the need for traveler’s checks.

Prepaid cards are not linked to your bank account , which prevents anybody from draining your checking account if the card gets lost or stolen—and you can’t go into debt. Credit cards offer similar (or better) protection , but you might not want to use your everyday card abroad. By using a dedicated travel card, you avoid spreading your card numbers around, which means you can be less vigilant about monitoring your accounts when you get back home.

Visa and MasterCard both offer prepaid cards designed for use abroad. Those cards are available online, through travel agents, and at banks or credit unions.

Travel cards should feature low ATM fees, technology that lets you operate like a local in foreign countries, emergency cash when you lose the card, and “zero liability” fraud protection. That said, prepaid cards can be expensive , so you need to compare fees against your other cards to decide whether or not a travel card makes sense.

As an alternative, if you already have credit or debit cards that you rarely use, reserve those cards for foreign travel. Be sure to test the card if it’s been dormant, check with the card issuer before you leave home, and monitor your accounts after you return.

Contact your card issuer before you travel. Otherwise, your purchases may be flagged as fraudulent, which could cause your account to be frozen.

You can still buy traveler’s checks in the U.S. and other countries. In the U.S., checks are available primarily from American Express , but you may need to do some legwork to get your hands on new checks.

Here are a few tips for using traveler's checks.

Keep purchase records separate from the checks: If checks get lost or stolen, you’ll need to provide proof of purchase and check numbers to get a refund. Leave those details with a friend or online for remote access.
Sign the checks immediately after you get them: Follow the issuer’s instructions to find out where to sign (and only sign once). You’ll sign the checks again when you use them to make a purchase or get cash.
Fill in the payee and date when you’re ready to use a check: Be sure that the payee actually accepts traveler’s checks before you do so.
Sign the check again when you complete your payment: The person or business you’re paying must be present to watch you sign. This ensures that the signatures are valid as both signatures must match.
Traveler’s checks don’t expire: You can either keep them for future use or deposit them into your bank account once you’re home.
If checks get lost or stolen, contact the issuer immediately: You may be able to get replacement checks locally, and the issuer needs to know which checks are potential fraud risks.

Where can I buy traveler's checks?

Most traveler's checks in the U.S. are issued by American Express, but you can also buy them through various small banks and credit unions throughout the country. Call your bank, or check online to see whether it offers this service.

What do traveler's checks cost?

You'll usually have to pay a service charge of between 1% and 4% for traveler's checks. Fees typically will be higher if you purchase from an institution where you don't already have an account.

What are the differences among a traveler's check, a cashier's check, and a money order?

Traveler's checks, cashier's checks , and money orders are all issued by banks and can be used as cash or personal-check substitutes for purchases in the U.S. However, traveler's checks are the best choice if you're traveling outside the country. They're designed to be accepted anywhere in the world, come in small denominations, and can be easily replaced if lost. They're also fairly secure, because you don't sign them a second time until you're in the presence of the recipient. However, they are becoming less common and are not as widely accepted as they once were.

American Express. " Online Travelers Cheques Redemption: Frequently Asked Questions ."

Consumer Financial Protection Bureau. " What Is the Difference Between a Prepaid Card, a Credit Card, and a Debit Card? "

Visa. " Visa TravelMoney Prepaid ."

Mastercard. " Prepaid Travel Card by Mastercard ."

Federal Trade Commission. " When a Company Declines Your Credit or Debit Card ."

American Express. " Acceptance of American Express Travelers Cheques ," Page 2.

American Express. " American Express Travelers Cheques ."

Frommer's. " Traveler's Checks ."

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What Are Traveller’s Cheques and How Do They Work?

You’ve probably heard of traveller’s cheques but may not have used them. A traveller’s cheque is among the many cashless methods of paying for services or goods. However, traveller’s cheques have been losing their popularity since the onset of credit and debit cards.

The good news is that traveller’s cheques are still functional and can save you from the stress and risk of carrying a huge chunk of money while travelling.

Here, we will answer the following questions:

What are traveller’s cheques?
How do they work?
What are the benefits of traveller’s cheques?
Can traveller’s cheques be a hassle?
What are alternatives to traveller’s cheques?

Let’s get started.

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What are Traveller’s Cheques?

A traveller’s cheque is a printed cheque that allows payment from one person to another and across currencies. So, travellers get the cheque before they travel to exchange it with the local currency after getting to their destination.

You can easily get traveller’s cheques in Canada from financial institutions like American Express or Visa. Also, some local banks offer traveller’s cheques, but most of them scrapped it a long time ago.

How Do Traveller’s Cheques Work?

Traveller’s cheques do not bounce since you pay upfront for a specific amount that you wish to spend. The cheque will have a fixed value and a unique serial number.

Once you receive your traveller’s cheque, you should be conversant with how to use it. So, you should follow the issuer’s instructions and sign the traveller’s cheque upon receipt.

When making purchases, countersign the cheque in the presence of the receiver; the recipient should compare the signatures and confirm that they match. Any change is returned in the local currency since the traveller’s cheque is accepted at the same exchange rate as a cash payment.

However, you must enquire from the recipient if they accept traveller’s cheques as a means of payment before making any purchases. While the traveller’s cheques still work, some institutions and persons refer to them as outdated and do not accept them. You can still make the purchases in such cases, but you need to deposit the traveller’s cheque and receive cash in the local currency. Also, do your research ahead of your trip. Ensure that you can easily access services via your traveller’s cheque before purchasing them.

Most importantly, keep the details of your traveller’s cheque safe. If you lose your traveller’s cheque, you need to provide proof of purchase and the unique serial number to get a refund. Also, contact your cheque issuer immediately after losing your traveller’s cheque.

The traveller’s cheques do not expire. Therefore, you can keep them safe and use them in the future. Alternatively, you can deposit them in your bank account once you get home.

Benefits of Traveller’s Cheques

Here are the various advantages of traveller’s cheques.

Safety: Traveller’s cheques are safe and can allow you to carry a large amount of money while travelling.
Refunds are possible: With traveller’s cheques, you can get a refund after you lose and report the issue to your issuer. Also, you can deposit your traveller cheque at your bank once you get home.
Does not expire: Your traveller’s cheque does not expire and can be kept and used again in the future.
Branded Cheques: The American Express and Visa offer branded traveller’s cheques that come in various denominations and are readily acceptable globally.
Good exchange rates: In some cases, traveller’s cheques can access a better conversion rate.

Can Traveller’s Cheques Be A Hassle?

Traveller’s cheques have several advantages, but today, you can experience many struggles while using them.

For starters, the cheques have become outdated. Therefore, most hotels, banks, and individuals will decline them.

As a result, you will likely be forced to hunt down banks and hotels that will accept the traveller’s cheques prior to travelling. If you travel without doing your research, you can be frustrated finding that the cheques are not accepted at your destination.

Also, most banks no longer offer traveller’s cheques. The few banks that offer the cheques might charge you traveller’s cheque fees for the service.

Other Payment Methods That You Might Consider

Purchasing a traveller’s cheque may save you from the stress of carrying a large amount of money that can get lost or stolen. However, it has several limitations.

So, while travelling, you may need to consider the following alternatives:

Debit Cards

The popularity of debit cards is increasing every day. The size of the card and its acceptability rate make it among the most convenient methods of payment. So, many foreign banks, hotels, and ATMs accept foreign debit cards.

Credit Cards

Like a debit card, a credit card is small and secure to travel to various places. Besides, credit cards like MasterCard, Visa, and American Express are accepted as a method of payment in most countries globally.

Although carrying a huge amount of money while travelling is risky, it’s ideal to have a certain amount of money in cash for emergency purposes. For that reason, ensure you bring with you a given amount in the form of cash.

Prepaid Card

Prepaid cards work like debit cards and credit cards since you load them with your bank account money. Therefore, you can use your prepaid card as a debit card on the ATMs and credit card when making purchases and in hotels.

Traveller’s cheques are a safer, cashless method to use when travelling.

However, with the growing popularity of debit cards and credit cards, traveller’s cheques are quickly losing their place in the payment method.

Also, they are unacceptable in most places, making them more unreliable when travelling to destinations that limit their use. So, alongside your traveller’s cheque, carry your debit card, credit card, and some little cash to enjoy your travels .

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All about traveler’s checks, plus modern alternatives

January 18, 2024 | 1 min video

Getting ready to travel? One thing to think about is how you’ll make purchases while you’re away. Traveler’s checks aren’t as common as they used to be. So you might want to consider modern alternatives that may offer the advantages of traveler’s checks and more.

Read on to learn more about the ins and outs of traveler’s checks. And find out about other options—for example, credit cards, prepaid cards and mobile wallets—that could help make the most of your trip.

Key takeaways

Traveler’s checks are paper documents that can be exchanged for local currency or used to buy goods and services abroad.
Traveler’s checks feature unique serial numbers, making them replaceable if they’re lost or stolen.
Fees may apply when purchasing and exchanging traveler’s checks.
There are modern alternatives to traveler’s checks that you may find more convenient.

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What is a traveler’s check?

A traveler’s check is a paper document you can use for making purchases when you’re traveling, typically in other countries. It can be used as cash or a regular check.

Traveler’s checks—you may also see them referred to as “cheques”—are generally printed with a unique serial number. This means you may be able to get a refund if your checks are lost or stolen. The checks are usually available in set denominations—$20 and $50, for example.

How do traveler’s checks work?

Traveler’s checks may be accepted at participating merchants like hotels, restaurants and stores. Just keep in mind that there could be fewer participating merchants than there used to be.

When you purchase your checks, you may notice that they have a space for two signatures:

First signature: You might be asked to sign each of your traveler’s checks when you buy them. If not, you may want to sign them as soon as possible.
Second signature: You’ll usually sign your traveler’s checks again when you’re making purchases.

This dual signature method is meant to provide extra security and ensure that only the purchaser is able to use them. The merchant can verify that the second signature matches the first.

How to cash in traveler’s checks

You can use traveler’s checks like cash to pay for goods and services at participating merchants. You’ll typically sign the check in front of the merchant at the time of the purchase.

While traveling, you may also be able to redeem your traveler’s checks for local currency at financial institutions or your hotel.

Potential fees associated with traveler’s checks

It’s possible that certain fees may apply to traveler’s checks. For example, you may need to pay a fee when you purchase them or when you exchange them for currency once you get to your destination. There might also be a fee for depositing unused checks into your bank account.

Where to get traveler’s checks

While traveler’s checks might be harder to find than they used to be, they’re still available. You may be able to purchase them at some banks, credit unions and travel-related service organizations.

Pros and cons of traveler’s checks

Take a look at some of the potential pros and cons of traveler’s checks:

When to use a traveler’s check

You might consider using traveler’s checks in certain situations, including:

When you don’t have a credit or debit card. Some people may prefer to travel using modern payment options like credit and debit cards. But if you don’t have either, you may find traveler’s checks to be an acceptable alternative.
When you can’t access an ATM. If you find yourself in a place that doesn’t have an ATM on every corner, you can instead use your checks at merchants that accept them.
When you want to exchange them for local currency. When you get to where you’re going, you might want to have some local currency on hand. You may be able to exchange your traveler’s checks for currency at certain banks or other financial institutions.

Modern alternatives to traveler’s checks

There are a number of alternatives to traveler’s checks—options you may find faster, easier and more convenient. Here are a few to consider when you’re comparing your choices:

Credit cards

Carrying a credit card may be easier than carrying traveler’s checks. Plus, credit cards can be helpful for making large and online travel purchases like plane tickets and hotel reservations. That’s especially true with travel credit cards , which you could use to earn rewards on travel-related purchases.

Some credit cards may also come with benefits that could be useful while traveling. They might include things like protection from unauthorized charges and the ability to use a mobile app to track your purchases .

Keep in mind that foreign transaction fees may come into play when you use your credit card overseas. While this fee might vary between credit card companies, it could generally be in the range of 1%-3% of your purchase. You may also be charged a currency conversion fee. This fee is often part of a foreign transaction fee.

Some companies don’t charge foreign transaction fees. For example, none of Capital One’s U.S.-issued credit cards charge this fee. View important rates and disclosures .

If you’re traveling with your credit card, your credit card issuer may want to be alerted before you go. That’s because it might flag your purchases as fraudulent if it notices purchases made in an unfamiliar location. Thanks to the added security of its chip cards, Capital One doesn’t require this notification.

See if you’re pre-approved

Check for pre-approval offers with no risk to your credit score.

Debit cards

When you’re traveling, a debit card can be just as easy to carry around as a credit card. And like a credit card, it can help protect against fraud.

The big difference: A credit card lets you “borrow” money for purchases, while a debit card uses the money in your checking account to make purchases.

It may be helpful to carry a debit card when you’re visiting a country that generally favors cash transactions. In that case, you could use your debit card at an ATM to get cash once you’ve reached your destination. And that may be safer than bringing cash with you and exchanging it for local currency once you’ve arrived.

Keep in mind that you could be charged ATM fees when you use a debit card abroad. According to the Consumer Financial Protection Bureau (CFPB), some banks and credit unions don’t charge customers a fee for using their ATMs. But they might charge you if you’re not a customer—and that could be in addition to a fee charged by the operator of the ATM.

Also, be mindful that some banks may charge a foreign transaction fee when you make purchases abroad with a debit card. You may also be charged a currency conversion fee—often, this fee is folded into the foreign transaction fee.

Some banks, though, don’t charge foreign transaction fees. For example, Capital One doesn’t charge this fee for its 360 Checking account .

If you take a debit card on your travels, your bank may ask you to notify it beforehand. That’s because it could notice transactions made in an unfamiliar location and potentially freeze your account. Capital One doesn’t require this notification , thanks to the added security of your chip card.

Prepaid cards

Like credit cards and debit cards, prepaid cards may be easier to carry around than cash. They may also offer some protection against loss, theft or fraud once you register them.

But with a prepaid card, you don’t “borrow” money like you do with a credit card—or use money from your checking account, like with a debit card. Instead, you typically add money to a prepaid card before using it.

According to the CFPB, there are a few ways you can add funds to a prepaid card. For example, you can transfer money from your checking account or load funds at some retailers or financial institutions.

You might be charged one or more fees for using a prepaid card. The CFPB notes that if you get your prepaid card from a retailer, you should find a summary of fees on the card’s packaging. If you get your card from a different provider—online or over the phone, for example—the provider needs to share this information on paper or electronically.

Mobile wallet

You’ll probably have your phone with you when you’re traveling, right? Using a mobile wallet to make purchases is another modern alternative to traveler’s checks.

A mobile wallet is essentially a digital version of your real wallet. Depending on the wallet, you may be able to store things like credit cards, debit cards, prepaid cards, boarding passes, hotel reservations, event tickets and other types of personal data.

Mobile wallets can be convenient, allowing you to make quick and easy payments using your phone or other mobile device when you’re on the go. And they typically use advanced technology that prevents your actual account numbers from being stored in the wallet.

There are lots of mobile wallets to choose from. Researching your options could help you see which will work best while you’re traveling. Keep in mind, some merchants might not take mobile wallet payments.

Traveler’s checks in a nutshell

Traveler’s checks can be a helpful way to pay for things abroad, but there are also more modern options available today, like credit cards, debit cards, prepaid cards and mobile wallets. And with a travel credit card, you could earn rewards on your travel-related purchases.

Ready to upgrade the way you pay before your next trip? Compare Capital One travel credit cards today to find the best option for you, no matter where you’re headed.

Should you notify your credit card company when traveling?

article | February 8, 2022 | 2 min read

Foreign transaction fees: What you need to know

article | August 10, 2023 | 8 min read

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Traveler’s Checks When Traveling Abroad — Useful or Outdated?

Christy Rodriguez

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Traveler’s Checks When Traveling Abroad — Useful or Outdated?

What Are Traveler’s Checks?

Where to buy traveler’s checks, how to use traveler’s checks, what to do if traveler’s checks are stolen, 1. no access to credit or debit card, 2. limited access to atms, 3. access good exchange rates , 4. avoid common credit or debit fees, 5. as an added safety measure, 1. limited availability for use, 2. not all banks offer them, 3. potential for additional fees, 4. bulky paperwork, credit card, prepaid card, do your research, tell your bank you are traveling, don’t keep all of your money in 1 place, final thoughts.

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

When traveling abroad, you might wonder how to pay for things once you arrive. Should you bring currency on your trip? Which currency should you bring? Can you get money once you arrive? How much cash should you carry at once?

Many of these questions can be answered by using traveler’s checks. Traveler’s checks might seem like an outdated choice, but they can still be useful in certain situations.

In this article, we’ll explain what traveler’s checks are, how they work, and when they might be worth the hassle. We’ll also explore other more common alternatives and give tips for obtaining foreign currency.

Traveler’s checks are documents that can be used like standard paper checks and cash. Travelers purchase them before they leave home to exchange for cash in the local currency when they arrive at their destination.

These checks are printed in varying denominations, and each check is uniquely numbered so that it can be replaced quickly if lost or stolen.

Banks, hotels, and merchants were once very used to accepting traveler’s checks. These places liked traveler’s checks because of the safeguards that were put in place. Basically, as long as the original signature matched the signature made at the time of the purchase, payment is guaranteed — eliminating any “bounced checks.”

Now, with the increased use of credit and debit cards (especially those with no foreign transaction fees ), prepaid cards, and ATMs on every corner, traveler’s checks have become less popular.

You may find it difficult to find banks or hotels that accept them , and if you do, you might be at the mercy of their business hours to cash them in.

How To Buy and Use Traveler’s Checks

You can still buy and use traveler’s checks in the U.S. and other countries.

You can find traveler’s checks offered by companies like American Express and Visa . You can also go to your local AAA office to purchase them.

The best place to purchase traveler’s checks is from your own bank, but unfortunately, many banks no longer offer traveler’s checks, including Chase, Wells Fargo, and Bank of America.

If you’re not sure if your bank offers traveler’s checks, it’s worth contacting them to confirm. If you are a customer, banks typically waive any fees to obtain them and this can add up because other companies can add on a 1% to 3% fee on top of the base currency amount that you request.

In order to obtain a traveler’s check, you will need to:

Either go in person to an eligible bank or visit the website of the traveler’s check issuer.
Select the total amount of currency to purchase.
Submit payment, including any fees.

Once you have the traveler’s checks, you need to know how to use them. Traveler’s checks work a bit differently than other forms of currency. Here are the steps you’ll need to take:

Sign the checks immediately. Follow the issuer’s instructions to find out where to sign (and only sign once).
Leave evidence of your traveler’s check purchase somewhere safe. If checks get lost or stolen, you’ll need to provide proof of purchase along with check numbers to get a refund. Leave those details with a friend or save them online for easy remote access.
Complete the payee and date fields. Once you have confirmed that the payee or bank will accept traveler’s checks, fill out the payee and date fields.
Sign the check again. You must complete this portion in-person to ensure that the signature matches the original. You may also need to show some sort of identification as well. This is key to keeping traveler’s checks secure.
If checks get lost or stolen, contact the issuer immediately. You may be able to get replacement checks locally, and the issuer needs to know which checks to cancel.

Traveler’s checks don’t expire , so if you don’t use them you can either keep them for future use or deposit them into your bank account once you’re home.

If all of your cash is stolen while you’re traveling abroad, you’ll have next to no chance of getting it back.

However, if this happens with your traveler’s checks, you’ll likely get them replaced as long as you’ve complied with your check issuer’s purchase agreement . This is the primary benefit of traveling with traveler’s checks.

Bottom Line: Treat your traveler’s checks like cash. If you lose your checks, you may not get replacements if your check issuer has reason to believe you didn’t safeguard them appropriately.

Here’s what to do if your traveler’s checks are lost or stolen:

Call the customer service phone number provided by your issuer or find it by accessing their website.
Provide proof that the check is yours by submitting the check number, proof of purchase, and your identification. It’s important to have easy access to this information for this reason.
If required by your issuer, provide evidence that you have reported your stolen check to the police.
Be sure to return any other refund paperwork requested.

If you don’t comply, you could experience delays or even have your claim denied. After you’ve reported your missing check, your provider will void it and issue you a new check.

Some issuers even pledge to get replacement checks out to you within 24 hours !

Best Ways To Use Traveler’s Checks

The following are situations when you might consider using traveler’s checks:

If you don’t have a credit card or a debit card tied to your bank account, a traveler’s check could be a safe alternative to simply carrying lots of cash abroad.

This tip also applies if your particular credit or debit card isn’t accepted abroad. This is more likely to happen if your card is something other than a Visa or Mastercard , as those credit cards claim the widest global network.

In many places, you can easily get cash in the local currency at an ATM once you arrive. This wouldn’t be a problem in Europe, for example, but ATMs are rare in some parts of the world. In addition, ATMs can malfunction, networks can be down, and machines might even run out of cash.

Traveler’s checks allow you to get local currency at participating banks, hotels, and other foreign locations without regard for these potential problems.

Buying traveler’s checks can help you avoid bad exchange rates. If you decide to exchange currency once you arrive, you might not get the best conversion rates by doing this at the airport.

By purchasing traveler’s checks before you leave, you can lock in a set amount at the current exchange rate.

Read our guide for the best places to exchange currency .

If your credit or debit card charges a foreign transaction fee , you can be charged a fee every time you make a purchase with your card in a foreign country. If your card also charges ATM fees, these fees can add up quickly.

To avoid these fees, it might make sense to use traveler’s checks. Although there may be a fee involved when you purchase or cash a traveler’s check, it might still be less than other fees your credit or debit card may charge.

Hot Tip: If your card charges a foreign transaction fee, it will typically be 3% of each purchase you make.

If you’re traveling to a potentially unsafe region, traveler’s checks keep your money secure. Even if you’re in a relatively safe place, anyone who enters your room or has access to your bags could search for your money.

The main benefit of traveler’s checks is that they reduce your risk of theft or loss. Since they can’t be cashed without your signature and often require a photo ID, they are less appealing to thieves or pickpockets. They can also be easily replaced if you provide the issuer with the proper information.

Cons of Using Traveler’s Checks

Here are some reasons that might discourage you from using traveler’s checks:

In much of Europe and Asia, traveler’s checks are no longer widely accepted and cannot be easily cashed — even at the banks that issued them.

This means that cashing in traveler’s checks might require hunting down a bank branch or hotel that accepts them during business hours.

Bottom Line: Those relying solely on traveler’s checks may find that they are unable to cash them in many remote or rural locations.

Certain major banks, such as Bank of America, no longer offer traveler’s checks at all. This might mean ordering traveler’s checks online well in advance of your travel plans or having to find a new bank that offers them.

If a company does offer traveler’s checks, it typically charges fees for both buying and cashing in a traveler’s check. While some banks offer them for free if you are a customer, others charge between 1% to 3% of the total purchase amount.

Check the math for your own situation, but using traveler’s checks could actually cost more than using an ATM or credit card abroad.

Not only are traveler’s checks a hassle to carry, but most companies also require that you keep proof of purchase for the checks to verify the check numbers if they are lost or stolen.

Both of these just add up to keeping track of additional paperwork.

Other Alternatives

Obviously, traveler’s checks aren’t your only option when it comes to obtaining foreign currency. Here are some other options you should consider.

Cash is convenient and relatively easy to exchange. You can bring money from home into a foreign bank or currency exchange location almost anywhere in the world. It can be easily exchanged without the worry of multiple bank fees or ATM fees adding up.

Hot Tip: Be aware: if you exchange your money in tourist areas, you might be hit with a bad exchange rate.

On the downside, carrying paper money is a risk since it can’t be replaced if stolen.

A debit card can be used at an ATM to collect cash. While not all ATM machines (especially in more rural places) accept foreign debit cards, you will find that most do.

Depending on your bank, you might even have to pay both an out-of-network ATM and an international ATM fee for this convenience.

Hot Tip: An out-of-network ATM fee is typically between $2 to $3.50 per transaction in 2021 and a typical international ATM fee can range from $2 to $7 per transaction (plus a 3% conversion fee), depending on your bank and card.

Most restaurants and stores accept foreign debit cards, but carrying a form of backup currency is always wise . Additionally, foreign transaction fees can add up quickly if you are using your debit card frequently.

Like debit cards, credit cards are small and easy to carry. Mastercard, Visa, and more recently, American Express , are widely accepted in other countries, so you can rest easy knowing you will be able to complete your purchases. You can also limit fees by getting a credit card with no foreign transaction fees .

A credit card also comes with fraud protection. You can dispute fraudulent charges and get them removed from your account if reported timely.

Hot Tip: While you can use a credit card for ATM transactions, you will be hit with a cash advance fee . It’s best to avoid doing this, if possible.

If you have difficulty getting approved for a credit card , a prepaid card could be a good alternative. You simply load the card with money from your bank account and use it as a debit card at an ATM or as a credit card at merchants and hotels.

While prepaid cards are locked with a PIN number, they can sometimes be difficult to use at ATM machines. Additionally, fees for foreign currency transactions can be as high as 7% , depending on the card.

Hot Tip: Booking hotels, airfare, or activities online will require either a credit card, debit card, or prepaid card.

Money Tips for Traveling Abroad

Know which types of currency are accepted at your destination and how much of each type (if any) you should bring. Especially be aware of any cash you might need on arrival (to obtain a visa , exchange upon arrival, etc.) in case you can’t immediately locate an ATM or a currency exchange office.

Carry a mix of cash, cards, and maybe even traveler’s checks. Ideally, the cards you bring with you shouldn’t have foreign transaction fees or ATM fees . Having some variety also helps if one of your cards isn’t accepted or your cash is lost or stolen.

Always be sure to let your bank and credit card issuers know where you’re going and when so that your card isn’t declined when you try to make a purchase due to unusual activity.

If you exchange money at your bank, you will likely also get a better exchange rate.

Keep some of your currency or an extra card locked in your hotel room’s safe or in a money belt . In the terrible instance that you lose your purse or wallet, you would still have immediate access to additional money.

We’ve shown that traveler’s checks aren’t necessarily the most convenient way to take currency abroad, but depending on if you have limited access to debit or credit cards or they aren’t accepted where you are traveling, it might be worth it to bring some along.

Overall, if you’ve decided that traveler’s checks can be of use to you, taking some, along with some cash and a debit, credit, or prepaid card, may just be the smartest way to travel.

Frequently Asked Questions

Can you still buy traveler's checks.

While many larger banks are no longer offering traveler’s checks, they are still available at American Express and other smaller banks and credit unions. It is worth asking if your bank offers them and at what cost.

How much does it cost to buy traveler's checks?

While some banks offer them for free if you are a customer, others charge between 1% and 3% of the purchase amount.

What is the purpose of a traveler's check?

A traveler’s check offers a safer option than carrying around money. There are multiple safeguards in place to prevent fraud and if the checks are lost or stolen, they can be easily replaced.

Can you cash old traveler's checks?

Traveler’s checks do not expire. You can cash them in at any time — typically even at banks that don’t offer them for sale. This means you can go to your own bank and redeem your traveler’s checks.

To do this, date them, fill out the “Pay To” field (to your bank), and countersign in the presence of the cashier . Any unused value will be returned to you in cash.

Can I buy traveler's checks online?

American Express is the only large bank that offers traveler’s checks online. Its website offers a step-by-step process to order them.

You should check with your local bank or credit union to see if they might also offer this benefit.

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About Christy Rodriguez

After having “non-rev” privileges with Southwest Airlines, Christy dove into the world of points and miles so she could continue traveling for free. Her other passion is personal finance, and is a certified CPA.

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traveler's check

Definition of traveler's check

Examples of traveler's check in a sentence.

These examples are programmatically compiled from various online sources to illustrate current usage of the word 'traveler's check.' Any opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback about these examples.

Word History

1891, in the meaning defined above

Dictionary Entries Near traveler's check

traveler's check

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“Traveler's check.” Merriam-Webster.com Dictionary , Merriam-Webster, https://www.merriam-webster.com/dictionary/traveler%27s%20check. Accessed 16 Apr. 2024.

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traveler's cheque

Quick reference.

A cheque issued by a bank, building society, travel agency, credit-card company, etc., to enable a traveller to obtain cash in a foreign currency when abroad. They may be cashed at banks, exchange bureaus, restaurants, hotels, some shops, etc., abroad on proof of identity. The traveller has to sign the cheque twice, once in the presence of the issuer and again in the presence of the paying bank, agent, etc. Most traveller's cheques are covered against loss.

From: traveler's cheque in A Dictionary of Finance and Banking »

Subjects: Social sciences — Economics

Traveler’s Cheque

Definition: The Traveler’s cheque is an exchange medium that can be used as a substitute for the hard currency. As the name suggests, these cheques are issued to the individuals who travel on vacations to overseas.

The Traveler’s cheque provides a lot of convenience to those who travel to foreign countries, as they are not required to carry excess cash along with them and can use these cheques as a currency to facilitate the purchases. The merchants and other business accept the traveler’s cheque as a currency, provided the original signatures on the cheque (the cheque signed at the time of its issue) matches the signature done at the time purchases are initiated.

Here, the issuer of the Traveler’s cheque unconditionally guarantees the payment of the undersigned value, irrespective of the cheque being fraudulently issued or lost or stolen. This means that the traveler’s cheques are never bounced unless the issuer becomes bankrupt or goes out of business. The payee receiving the cheque, can deposit it with the Bank, as done in the case of ordinary cheques and can get the payment credited to his account.

One of the advantages of traveler’s cheque is that it never expires, this means, the purchaser can keep the unused cheque with him to use it anytime in the future. There are four parties involved in the Traveler’s cheque transaction:

The Issuer or Obligor , an organization that produces the traveler’s cheque
An Agent , the bank or any other party that sells the cheque
The Purchaser , the person who buys it
The Payee or Merchant , a person to whom the cheque is handed over in exchange for goods and services.

The Traveler’s cheque can be replaced by the issuer, in case it is lost or stolen. This requires the purchaser of the cheque to maintain a copy of cheque receipt or its number in a safe custody so that it can be produced to the issuer to get the cheque replaced. The traveler’s cheques are available in varied currencies such as US Dollars, Great Britain Pounds (GBP), Japanese Yen (JY), Australian Dollars (AUD) and Canadian Dollars (CAD).

Related terms:

Cheque Truncation System
Concentration Banking
Foreign Draft
Risk Hedging with Swaps
Co-Branded Credit Cards

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traveling salesman problem
traveling salesperson
traveling-wave tube
traveller's joy
travel light
travelling people
travelling salesman
travelling wave

Collins English Dictionary - Complete & Unabridged 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

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anti-kickback
automatic withdrawal
meal ticket
microtransaction
monetization
ready money
wave and pay

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Solar Eclipse Will Pass Over Every US City Named Nineveh on April 8, 2024?

A total solar eclipse is caused by the moon and the sun being in exactly the right place at exactly the right time., published april 6, 2024.

About this rating

For a couple of minutes on April 8, 2024 , in a narrow, curved band across North America, one of the greatest spectacles in nature will occur: a total solar eclipse. Being in that path at exactly the right time is the only way people on the continent will be able to look directly at the sun without damaging their eyeballs until the next North American eclipse in 2044, and so millions of people from around the world will flock to cities in the path of totality, including Dallas and Indianapolis.

Eclipses do not discriminate, so anyone in the path of totality will be able to see the sun fully obstructed by the moon. However, some people have claimed online that there's one interesting coincidence about the eclipse's path of totality: It will pass through every city in the United States named Nineveh. That name is shared by an ancient city in modern-day Iraq that was described in the bible as "evil."

Snopes received an email from a reader who requested that we check the claim about cities named Nineveh in the eclipse path. In our research, we discovered that many of the people making the claim were Christians who were interpreting the eclipse as a bad omen .

Contrary to the claims, Snopes discovered that the path of totality in the eclipse does not pass through seven cities in the United States named Nineveh — it passes through just two. But before counting places named Nineveh, we must first briefly clarify how eclipses work.

How Eclipses Work

A total solar eclipse is caused by the moon and the sun being in exactly the right place at exactly the right time. The moon fully blocks the light from the sun, casting a large shadow on the earth.

Those completely inside the moon's shadow, called the umbra, are the only ones who will be able to look directly at the sun without eye protection. It's the small path of the umbra that people travel to in order to see the total solar eclipse. The website GreatAmericanEclipse.com created a visualization of the shadow's path across North America.

Outside the umbra, in a much larger area where the moon blocks only some of the sun, viewers will experience a partial solar eclipse, where the sun looks like it has a giant bite taken out of it. You cannot view a partial solar eclipse without special eclipse glasses. The entirety of the continental United States will be able to see a partial solar eclipse on April 8, just as the entirety of the United States (even Alaska and Hawaii) was able to see a partial solar eclipse in 2017 .

The cool part (partial) of an eclipse can be seen from a very large area, as long as you wear eclipse glasses. The really cool part (total) of an eclipse can be seen only in a small area. It is the total eclipse that people have thought held religious significance since practically as long as humans have had eyes to see and religions to follow.

To quote the essayist Annie Dillard :

A partial eclipse is very interesting. It bears almost no relation to a total eclipse. Seeing a partial eclipse bears the same relation to seeing a total eclipse as kissing a man does to marrying him, or as flying in an airplane does to falling out of an airplane. Although the one experience precedes the other, it in no way prepares you for it.

Places Named Nineveh

We started with Wikipedia's list of places named Nineveh to get a general idea of where to look. Of course, we cross checked those results with more-reliable sources of knowledge, including Google Maps and data from the U.S. Census Bureau.

Wikipedia listed just six places in the U.S. named Nineveh, which made our claim of seven dubious to begin with. Checking the locations of those places on Google Maps, we found that three were actually townships, a term used for county subdivisons in some states.

The first was the largest, Indiana's Nineveh Township (south of Indianapolis), which contains a small hamlet of the same name. Both the township and the hamlet will indeed fall in the path of the total eclipse.

Next, Wikipedia listed two townships in Missouri — one in Adair County (about halfway between Kansas City and Davenport, Iowa) and one in Lincoln County (about an hour northwest of St. Louis). But neither of the two townships contained a village named Nineveh on any of the maps we looked at. Furthermore, neither of the townships fell in the path of the total eclipse.

The fourth place on Wikipedia's list, Nineveh, New York, is about 30 minutes east of Binghamton. We found it marked on maps but, again, it did not lie in the path of totality.

Fifth: Nineveh, Pennsylvania, roughly halfway between Pittsburgh and Morgantown, West Virginia. This Nineveh was marked on maps, but it was also outside of the total eclipse. It was also the last Nineveh listed by the U.S. Census Bureau.

Sixth, we found Nineveh, Virginia, an hour and a half west of Washington, D.C. This was the easiest to check: Nobody in the state of Virginia will be able to see full totality during the eclipse. We did not find a label for Nineveh on maps, and buildings located in the area had their postal addresses listed as White Post, Virginia.

That completed the Wikipedia list, but various posts about the supposed line-up listed two more Ninevehs located in the U.S.: one in Texas and one in Ohio.

Nineveh, Texas, was not marked on maps, nor did it have a post office. It was located not far off of Interstate 45 halfway between Houston and Dallas. This one was close, but we eventually confirmed that it would be outside of the zone of totality by referencing nearby cities that also were outside of totality.

Nineveh, Ohio, was a similar story: not found on maps, no post office, no Census data. But this Nineveh, 30 minutes northwest of Dayton, was finally our second hit.

In total, we counted two places named Nineveh in the United States that could be found in the path of totality.

2024 Total Eclipse . https://science.nasa.gov/eclipses/future-eclipses/eclipse-2024/. Accessed 28 Mar. 2024.

"A Total Eclipse Is near. For Some, It's Evidence of Higher Power. For Others It's a Warning." USA TODAY , https://www.usatoday.com/story/news/nation/2024/03/23/2024-total-solar-exclipse-religious-implications/72869724007/. Accessed 28 Mar. 2024.

April 8, 2024 Eclipse Will Pass Over 7 United States Cities Named Nineveh . www.youtube.com , https://www.youtube.com/watch?v=3n6dp85XynY. Accessed 28 Mar. 2024.

April 8 Eclipse and Third-Day Events in Scripture . https://www.biblejournalclasses.com/blog/april-8-eclipse-and-third-day-events-in-scripture-2. Accessed 28 Mar. 2024.

Dawson, Brandon. "THE JONAH ECLIPSE - 40 DAYS - GODS URGENT WARNING TO AMERICA!" Tribe of Christians , 2 Mar. 2024, https://www.tribeofchristians.com/single-post/the-jonah-eclipse-god-s-great-warning-to-america-april-8th-2024.

Dillard, Annie. "Total Eclipse." The Atlantic , 8 Aug. 2017, https://www.theatlantic.com/science/archive/2017/08/annie-dillards-total-eclipse/536148/.

Eclipse 2017 . https://eclipse2017.nasa.gov/. Accessed 28 Mar. 2024.

Mark, Joshua J. "Nineveh." World History Encyclopedia , https://www.worldhistory.org/nineveh/. Accessed 28 Mar. 2024.

"Nineveh (Disambiguation)." Wikipedia , 29 Oct. 2023. Wikipedia , https://en.wikipedia.org/w/index.php?title=Nineveh_(disambiguation)&oldid=1182408744.

Noah. "The Upcoming U.S. Eclipse Just Got Even Stranger!" WLT Report , 4 Mar. 2024, https://wltreport.com/2024/03/04/upcoming-u-s-eclipse-just-got-even-stranger/.

The APRIL 8, 2024 ECLIPSE & The 7 Cities Named Nineveh | The APRIL 8, 2024 ECLIPSE & The 7 Cities Named Nineveh | By Messiah GuguFacebook . www.facebook.com , https://www.facebook.com/100067092253715/videos/the-april-8-2024-eclipse-the-7-cities-named-nineveh/397509926249711/. Accessed 28 Mar. 2024.

The April 8 2024 Eclipse and the 7 Cities Named Nineveh . www.youtube.com , https://www.youtube.com/watch?v=eLkxKT65IFc. Accessed 28 Mar. 2024.

"Total Solar Eclipse 2024 US." Great American Eclipse , https://www.greatamericaneclipse.com/april-8-2024. Accessed 28 Mar. 2024.

By Jack Izzo

Jack Izzo is a Chicago-based journalist and two-time "Jeopardy!" alumnus.

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Need more time to file a federal tax return? It’s easy with IRS Free File

Use IRS Free File to get an extension online

One of the fastest and easiest ways to get an extension is through IRS Free File on IRS.gov. All individual tax filers, regardless of income, can electronically request Form 4868, Application for Automatic Extension of Time To File U.S. Individual Income Tax Return PDF , by using the IRS Free File partner software on IRS.gov.

To get an extension, taxpayers must estimate their tax liability on this form and file it by April 15, 2024.

By filing either a return on time or requesting an extension by the April 15 filing deadline, people avoid the late-filing penalty, which can be 10 times as costly as the penalty for not paying.

More time to file, not more time to pay

While an extension allows for extra time to gather, prepare and file paperwork, it's important to remember that an extension of time to file taxes is not an extension of time to pay. Taxpayers who owe should pay their entire obligation, or as much as they can, by the April 15 deadline to avoid penalties and interest.

Taxpayers who pay as much as they can by the due date reduce the overall amount subject to penalty and interest charges. The interest rate for an individual's unpaid taxes is currently 7%, compounded daily. The late-filing penalty is generally 5% per month and the late-payment penalty is normally 0.5% per month, both of which max out at 25%.

Make a payment and get an extension, automatically

Other fast, free and easy ways to get an extension include using IRS Direct Pay , the Electronic Federal Tax Payment System or by paying with a credit or debit card or digital wallet . There is no need to file a separate Form 4868 extension request when making an electronic payment and indicating it is for an extension. The IRS will automatically count it as an extension.

The IRS will work with taxpayers who cannot pay the full amount of tax they owe. Other options to pay, such as getting a loan or paying by credit card, may help resolve a tax debt. Most people can set up a payment plan on IRS.gov to pay off their balance over time.

Some taxpayers get automatic extensions

Special rules offer some taxpayers more time without having to request an extension:

U.S. citizens and resident aliens who live and work outside of the United States and Puerto Rico get an automatic two-month extension, until June 15, to file their tax returns. However, tax payments are still due April 15 or interest will accrue on the unpaid tax.
Members of the military on duty outside the United States and Puerto Rico also receive an automatic two-month extension to file. Those serving in combat zones have up to 180 days after they leave the combat zone to file returns and pay any taxes due. Details are available in Publication 3, Armed Forces' Tax Guide .
When the U.S. president makes a disaster area declaration, the IRS can postpone certain tax deadlines for taxpayers in affected areas. Taxpayers in qualified disaster areas do not need to submit an extension electronically or on paper. Information on the most recent tax relief for disaster situations can be found on the Extension of time to file your tax return page.
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Biden is canceling $7.4 billion in student debt for 277,000 borrowers. Here's who is eligible.

By Aimee Picchi

Edited By Alain Sherter

Updated on: April 12, 2024 / 3:29 PM EDT / CBS News

The Biden administration on Friday said it's canceling $7.4 billion in student debt for 277,000 borrowers, with the recipients scheduled to receive emails today to alert them to their loan discharges.

The latest effort extends the debt relief provider under President Joe Biden after the Supreme Court last year blocked his administration's plan for broad-based student loan forgiveness. With the latest batch of loan cancellations, the White House said it has forgiven about $153 billion in debt for 4.3 million student borrowers.

Biden, who had made student loan relief a major campaign pledge, is tackling an issue that affects about 43 million Americans with a combined $1.7 trillion in student debt. It's a burden that some borrowers and their advocates say has harmed their ability to save for a home or achieve financial milestones, an issue that was echoed by Education Secretary Miguel Cardona in a conference call with reporters.

"I talked to a teacher in New York this week who took out a loan for $30,000," Cardona said Friday, "and after over a decade of paying and being a teacher the debt was $60,000, and she was saying that the interest was so high that the payments that she was making wasn't even touching her principal."

He added, "We are fixing a broken system. We're relentless and taking steps to transform a broken system into one that works people across the country."

Here's what to know about who is eligible for the latest round of forgiveness.

Who qualifies for the student loan forgiveness?

Three groups of people qualify under the latest round of debt relief, the White House said.

$3.6 billion for 206,800 borrowers enrolled in the SAVE plan.

About $3.6 billion will be forgiven for nearly 207,000 borrowers enrolled in the Saving on a Valuable Education (SAVE) plan, an income-driven repayment program, or IDR, that the Biden administration created last year.

The White House said borrowers who are getting their debt discharged under SAVE had taken out smaller loans for their college studies. The plan allows people to receive forgiveness after they made at least 10 years of payments if they originally took out $12,000 or less in loans to pay for college; borrowers with larger loans are eligible after 20 or 25 years of repayment, depending on what types of loans they have.

"You sacrifice and you've saved for a decade or more to make your student loan payments, and you originally borrowed $12,000 or less, you're going to see relief," Cardona told reporters. "An overwhelming number of those who qualify for SAVE were eligible for Pell grants and come from low- and middle-income communities."

$3.5 billion for 65,700 borrowers in income-repayment plans.

These borrowers will receive forgiveness through "administrative adjustments" to repayment plans where loan servicers had made it tougher for some borrowers to qualify for relief.

"These are people who paid for a long time but were being deprived of relief because of administrative and servicing failures," Cardona said. "These people met the contract of their loan" and will receive forgiveness.

$300 million for 4,600 borrowers through Public Service Loan Forgiveness (PSLF).

The PSLF program is designed to help public servants like teachers and government employees achieve debt forgiveness after 10 years of repayment. It's a program that started in 2007 but had been plagued with complex rules that effectively hampered people from getting their debt discharged, with only 7,000 receiving loan forgiveness prior to the Biden administration.

With the latest round of discharges, the Biden administration has forgiven $62.8 billion in loans for 876,000 borrowers through PSLF.

Are there legal challenges to Biden's debt forgiveness plans?

In two separate lawsuits, Republican attorneys general in 18 states are pushing to have the SAVE plan tossed and to halt any further student debt cancellation. They say the SAVE plan oversteps Biden's authority and makes it harder for states to recruit employees. They also contend the plan undermines a separate cancellation program that encourages careers in public service.

It's unclear what the suits could mean for loans that have already been canceled. A court document filed by Kansas' attorney general says it's "unrealistic to think that any loan forgiveness that occurs during this litigation will ever be clawed back."

—With reporting by the Associated Press.

Biden Administration
Student Loan

Aimee Picchi is the associate managing editor for CBS MoneyWatch, where she covers business and personal finance. She previously worked at Bloomberg News and has written for national news outlets including USA Today and Consumer Reports.

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This Airline is Now Charging Peak and Off-Peak Checked Luggage Fees. Will Others Follow?

By Jessica Puckett

Image may contain Box Art Painting Plant Bed Furniture Person and Baggage

Bad news for the overpackers among us: It’s now even more expensive to check baggage on one of the most popular airlines in the US .

Following a recent spate of US airlines raising their checked bag fees in early March, JetBlue is once again raising its prices for the service. Under the airline’s latest policy, JetBlue plans to charge as much as $50 for the first checked bag and as much as $70 for the second bag during “peak” travel periods, including the majority of this summer .

A JetBlue spokesperson told Condé Nast Traveler in March that raising checked baggage fees is one step the airline is taking to help return the company to profitability and cover the increased costs of transporting bags. “By adjusting fees for added services that only certain customers use, we can keep base fares low and ensure customer favorites like seatback TVs and high-speed Wi-Fi remain free for everyone,” the spokesperson said, adding that the first checked bag is free for JetBlue Plus cardmembers, and Mosaic customers can check two bags free of charge.

For everyone else, here's what you should know about JetBlue's new checked bag fees—and whether or not other airlines might follow suit.

How does JetBlue’s new checked bag policy work?

The new fee policy operates on a sliding scale, with prices jumping during “peak” travel windows and dipping during times that are considered “off-peak.”

For most economy fares—including Blue, Blue Basic, and Blue Extra—the airline’s checked bag fees now range from $35 to $50 for the first checked bag, and from $50 to $70 for the second checked bag. The full pricing breakdown is available on the luggage page of JetBlue’s site.

According to JetBlue’s website, the airline considers the following days as peak travel periods over the next year: April 11 to April 29, 2024; June 20 to September 3, 2024; November 21 to December 2, 2024; December 19, 2024 to January 6, 2025; February 13 to February 24, 2025; and April 3 to April 28, 2025.

All other days are considered off-peak travel days. Looking at the date ranges for peak travel, they do fall during some busy stretches, including the spring break travel period, almost the entire stretch of summer travel, Thanksgiving week, peak Christmas travel , as well as President’s Day 2025.

Has this type of fee policy ever been used before?

“Variable pricing is hardly new,” says Gary Leff, a travel specialist who writes the aviation blog View From the Wing . “It’s just unique for checked baggage.”

Some airlines use a sliding scale of fees for extra charges like seat selection and pricing for award trips using frequent flier miles —the more in-demand the route or travel window, the higher the cost for these services. “Some of the ultra low-cost carriers vary their bag fees as well, but it's not rigidly spelled out in the same way,” says Brett Snyder , president of Cranky Concierge , a firm that provides travel planning and airline assistance.

Will other airlines adopt JetBlue’s new checked baggage fee policy?

It’s not yet clear if charging extra for checked luggage during peak travel periods is something that will spread throughout the industry. But airlines do tend to copy each other in these areas: When one carrier raises fees, others generally follow in a domino effect—like travelers saw happen with baggage fees in early March.

“I would never be surprised to see an airline adopt a new method of charging fees that would allow it to increase revenues,” says Snyder. “This plan allows JetBlue to keep bag fees at the same low level as other airlines during off-peak times. But during peak times, it can charge more and make more money since it knows people are more likely to have to travel anyway.”

But since most major air carriers raised the cost of checking a bag only weeks ago, they might be slower to adopt JetBlue’s model, possibly waiting and watching to see how it performs. “JetBlue was first with the most recent spate of baggage fee increases, just two months ago. Since the major carriers just increased bag fees after JetBlue did, I don’t expect them to follow suit at least right away,” Leff says.

Traveler reached out to major US airlines to ask whether they might adopt a sliding scale of fees in the future, but most declined to comment, and others did not respond by time of publication.

What do these fees mean for the industry, and how can travelers avoid them?

Checked bag fees are part of the bread and butter of airlines’ profits. US airlines collectively earned nearly $5.5 billion from checked bag fees in the first nine months of 2023 alone, according to data from the Bureau of Transportation Statistics . During that time period, American Airlines brought in more than $1 billion in the charges just by itself.

Airlines want to keep these fees as profitable as possible. “There’s an argument for charging more for checked bags when the capacity of aircraft to carry them is limited, for instance on routes where people tend to check a lot of baggage,” says Leff. (For its part, JetBlue has said the price increases are in part due to higher wages and the surging price of fuel, among other inflationary pressures.)

If travelers want to avoid the sliding scale of fees, there are a few key points to pay attention to in JetBlue’s new policy. “There is a discount for booking checked bags in advance instead of waiting to do it until the last minute,” Snyder says. Under the new rules, passengers can save up to $10 if they pay for a checked bag more than 24 hours before departure (essentially, before check-in opens). “If someone has to check a bag, they should do it in advance. Otherwise, the only way to avoid this is by not checking a bag. That might mean stuffing everything into a carry-on , or looking into shipping services that send you baggage ahead of you,” Snyder says.

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NEWS... BUT NOT AS YOU KNOW IT

Is my passport still valid? New rules and prices around soon-to-be expired ID

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Passport being held in front of picture of people at the airport

With more bank holidays coming up, many of us are excited to leave the country. But before you set off, you’ll want to double check your passport.

We don’t mean check that it is definitely in your bag or pocket, but really pay attention to your passport details.

That’s because since Brexit , new rules have come into play and are now in effect for British travellers.

Since the UK has now left the European Union , travelling to Europe and the Schengen Zone comes with some complications, as UK passport holders are now’third-party nationals’.

This means that your passport now needs to be issued less than ten years before your arrival date to the destination.

So, now the issue date is just as important as the expiry date, meaning your passport needs to be less than ten years to the day you’re landing.

LONDON, ENGLAND - MAY 28: Border Force check the passports of passengers arriving at Gatwick Airport on May 28, 2014 in London, England. Border Force is the law enforcement command within the Home Office responsible for the security of the UK border by enforcing immigration and customs controls on people and goods entering the UK. Border Force officers work at 140 sea and airports across the UK and overseas. (Photo by Oli Scarff/Getty Images)

Before, you could travel with a passport that was out of date by up to nine months, (meaning you were able to use it for more than ten years).

Now, not only must your passport be less than ten years old, you also need to make sure it has at least three months remaining on its expiry.

Simply put, if you’re travelling to Spain on 5 May, you need to make sure your passport was issued after 5 May 2014 and expires no later than 5 August 2024.

Anyone who fails these rules will be turned away, which is already happening to some British travellers.

What are the new passport renewal rules?

These rules apply to Brits travelling to all EU member states, except Ireland. They also apply to other countries in Europe’s Schengen area, such as Iceland, Norway, Switzerland, Liechtenstein, Andorra, and Monaco.

Now, your UK passport must:

have been issued less than 10 years before the date you enter the EU country (the date of issue)
be valid for at least three months after the day you plan to leave (the date of expiry)

How can I check if my passport is still valid?

Check the date of issue on your passport – is it issued within ten years of the day you land?

Add three months to the day you leave the country – does your passport expire after that?

If the answer to the questions above is ‘yes’ then you don’t need to worry. But if it is ‘no’ then you’ll need to either apply for a passport renewal or get an emergency travel document (especially if your travel date is soon, or you get turned away at the airport).

How much is passport renewal in 2024?

You will need to renew your passport though the HM Passport Office , which allows you to renew it through the post or online.

You can use the online service to renew your passport at a cost of £88.50. You’ll need: a digital photo ; a credit or debit card; and your old passport including passports to other countries.

You can get a paper application form by either going to a Post Office that has a Check and Send service , or calling the Passport Adviceline . This costs £100.

To renew your child’s passport, it’s slightly cheaper. Online, the service costs £57.50 – you’ll need a digital photo of your child, their old passport, any valid passports from other countries, and any court orders relating to your child.

You can also renew their passport by post, in the same way you would for an adult, which costs £69.

You can pay by either a debit or credit card – fill in the form in the application pack, or send a cheque made payable to ‘HM Passport Office’

You’ll need two new and identical printed photos of yourself.

What makes a passport invalid?

Other than passport issue and expiry date problems, there are other ways the document might be rendered invalid, for example if there is physical damage to it.

Vicky Pattinson was recently turned away at the airport when her passport was chewed by her dog, and there are ways a passport might be deemed invalid.

This can be if:

Details are indecipherable
The laminate has lifted enough to allow the possibility of photo substitution
There’s discolouration of the bio-data page
There’s chemical or ink spillage on any page
There are missing or detached pages
The chip or antenna shows through the end paper on the back cover for the new style e-passports
The chip has been identified as damaged after investigation

If your passport is damaged and you have an overseas trip booked that’s shorter than a month away, you’ll need to use the  Fast Track service . This involves attending an appointment at a Passport Office (you can choose between Belfast, Durham, Glasgow, Liverpool, London, Newport or Peterborough), where you’ll need to hand in a completed application form, two valid passport photos, and any supporting documents.

You’re guaranteed to receive your new passport in seven days but these appointments get booked up quickly – especially in peak season – so book one as soon as possible.

What happens if my passport is invalid?

The Consular Section at the British High Commission regularly receives panic calls from Britons at the airport – someone in the family was not allowed to board the flight because their passport expires in less than six months.

The British High Commission can help by processing an Emergency Travel Document (ETD). This costs £100 and is usually issued within 24 hours. Visas for ETDs may be required; some countries that allow visa-free entry on a regular passport will require a visa for an ETD.

As you can see, these scenarios result in added costs and unexpected delays, so check your passports ASAP.

What other rules are coming into effect for UK travellers?

British travellers to European and Schengen countries are also no longer ablefor stay at length.

Now you can only stay for a maximum of 90 days within a six-month period, whereas before you could have stayed longer.

MORE : Map reveals where new rail routes could be introduced across the UK

MORE : Baggage handler’s incredible haul of stolen items she took while working at Heathrow

MORE : Disney World makes major change to visitor rules

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Traveler's Check: What It Is, How It's Used, Where to Buy
Traveler's Check: A traveler's check is a medium of exchange utilized as an alternative to hard currency . Travelers often used traveler's checks on vacation to foreign countries. In 1891 ...
What are Travellers Cheques?
Travellers cheques had their heyday in the late 20th century, reaching peak popularity in the mid-90s, before alternatives such as credit and debit cards became more widely available and easier to manage financial transactions. ... meaning customers could cancel and replace cheques if need be. These numerical codes were a money-back guarantee ...
What Is a Traveler's Check? Definition and How to Use
A traveler's check is a secure, prepaid form of money you can use when traveling. Think of it as a prepaid form of cash with built-in security features. When you purchase traveler's checks, you'll receive a set of checks with specific amounts, like $20 or $50. Many banks, currency exchange offices, and businesses recognize and accept them ...
What Are Traveler's Checks & Do People Still Use Them?
Traveler's checks are paper documents that can be used as a traditional paper check and also like cash. They are intended to aid tourists and are typically used by people on vacation in foreign countries. Issuers print checks in varying denominations, such as $10, $20, or $50, and they are available in a range of currencies.
Traveler's checks, explained
Like regular checks, traveler's checks are physical paper documents with a monetary value. You can buy traveler's checks in advance, and then exchange them for cash when you arrive in your destination country. In some cases merchants and tourist venues like hotels might also accept traveler's checks in place of currency.
Traveller's cheque
Travellers' cheques are sold by banks and agencies to customers for use at a later time. Upon obtaining custody of a purchased supply of traveller's cheques, the purchaser immediately signs each cheque. The purchaser also receives a receipt and other documentation that should be kept in a safe place other than where they carry the cheques.
How Traveler's Checks Work in the Modern World
Traveler's checks keep your money safe in foreign countries, but newer alternatives like travel cards mean that checks work best as a backup plan. ... hotels, and foreign exchange offices with a familiar piece of paper. That said, converting a traveler's check to cash can be challenging and time-consuming. Added Security .
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Here are the various advantages of traveller's cheques. Safety: Traveller's cheques are safe and can allow you to carry a large amount of money while travelling. Refunds are possible: With traveller's cheques, you can get a refund after you lose and report the issue to your issuer. Also, you can deposit your traveller cheque at your bank ...
Traveler's Checks and Modern Alternatives
It can be used as cash or a regular check. Traveler's checks—you may also see them referred to as "cheques"—are generally printed with a unique serial number. This means you may be able to get a refund if your checks are lost or stolen. The checks are usually available in set denominations—$20 and $50, for example.
Traveler's Check Definition & Example
When individuals travel, particularly abroad, they often need cash to cover certain expenses. A traveler's check is a certified bank draft that travelers may use the same way they use regular paper currency. Traveler's checks may be used in place of cash for purposes other than travel. Banks typically charge a small fee and require that ...
Traveller's cheque
A traveller's cheque is a medium of exchange that can be used in place of hard currency. They can be denominated in one of a number of major world currencies and are preprinted, fixed-amount cheques designed to allow the person signing it to make an unconditional payment to someone else as a result of having paid the issuer for that privilege.
Traveler's Check
A traveler's check definition portrays it as a form of a check used by travelers in place of cash while traveling abroad. Tourists can use it to pay for things and obtain local money while they are overseas. ... It is the first retail travel agency in the UK to let consumers buy foreign currency traveler's checks, etc. Example #2.
TRAVELLER'S CHEQUE
TRAVELLER'S CHEQUE definition: 1. a piece of paper that you buy from a bank or a travel company and that you can use as money or…. Learn more.
Traveler's Checks When Traveling Abroad
1. Limited Availability for Use. In much of Europe and Asia, traveler's checks are no longer widely accepted and cannot be easily cashed — even at the banks that issued them. This means that cashing in traveler's checks might require hunting down a bank branch or hotel that accepts them during business hours.
Traveler's check Definition & Meaning
The meaning of TRAVELER'S CHECK is a draft purchased from a bank or express company and signed by the purchaser at the time of purchase and again at the time of cashing as a precaution against forgery.
Traveler's Checks: What Are They and How Do They Work?
Traveler's checks, along with credit and debit cards, are a secure and convenient payment option when you're traveling (typically in other countries). But ar...
Traveler's cheque
traveller's cheque. A cheque issued by a bank, building society, travel agency, credit-card company, etc., to enable a traveller to obtain cash in a foreign currency when abroad. They may be cashed at banks, exchange bureaus, restaurants, hotels, some shops, etc., abroad on proof of identity. The traveller has to sign the cheque twice, once in ...
How do Traveller's Cheques work and are they still a useful?
Lost or stolen traveller's cheques are reimbursed, making them a safe payment system. Credit cards, debit cards, and prepaid cards are popular modern alternatives to cheques. Digital payment systems like PayPal and Venmo are also popular with tech-savvy users. It's imperative to keep your money safe whenever you venture abroad, though that ...
What is Traveler's Cheque? definition and meaning
Definition: The Traveler's cheque is an exchange medium that can be used as a substitute for the hard currency. As the name suggests, these cheques are issued to the individuals who travel on vacations to overseas. The Traveler's cheque provides a lot of convenience to those who travel to foreign countries, as they are not required to carry ...
TRAVELER'S CHECK definition
TRAVELER'S CHECK meaning: 1. US spelling of traveller's cheque 2. a piece of paper that you buy from a bank or a travel…. Learn more.
TRAVELLER'S CHEQUE Definition & Meaning
Traveller's cheque definition: a cheque in any of various denominations sold for use abroad by a bank, etc, to the bearer, who signs it on purchase and can cash it by signing it again. See examples of TRAVELLER'S CHEQUE used in a sentence.
Definition of 'traveller's cheque'
A cheque in any of various denominations sold for use abroad by a bank, etc to the bearer, who.... Click for English pronunciations, examples sentences, video.
Meaning of traveller's cheque in English
traveller's cheque meaning: 1. a piece of paper that you buy from a bank or a travel company and that you can use as money or…. Learn more.
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