hsbc travel insurance promo code 2023

kuucoupon 優惠碼 (香港)

Hsbc滙豐旅遊萬全保 優惠碼 promo code.

• 使用規則 : 透過滙豐流動理財、個人網上理財或網站，申請「旅遊萬全保」旅遊保險並輸入優惠碼：單次輸入「 EXTRA10 」、多程旅遊保輸入「 TRAVEL10PLUS 」可享於任何現行折扣以後， 再額外保費9折優惠
• 對於多程旅遊萬全保，保費優惠只適用於首年
• 優惠有效期由2024年1月1日至2024年12月31日
• 使用規則 : 滙豐Travel Guru會員 透過滙豐流動理財、個人網上理財或網站，申請「旅遊萬全保」旅遊保險並輸入優惠碼：單次輸入「 GURU15S 」、多程旅遊保輸入「 GURU15M 」可享於任何現行折扣以後， 再額外保費85折優惠
• 投保人 (即填寫在網上申請表「投保人個人資料」的人士) 必須為滙豐Travel Guru會員 。持有 滙豐信用卡之客戶 可透過Reward+ App免費加入Travel Guru會員計劃
• 優惠有效期由2024年1月1日至2024年3月30日

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Travel Insurance Hong Kong 2024: Compare travel insurance and enjoy exclusive discount at MoneySmart

Is travel insurance good for you? Compare travel insurance's premiums and coverage now. Just enter your travel dates and travel destinations to get free quotes for travel insurance!

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Generali Bravo Travel Protector - Standard Plan

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【2024 "Let's Chill" Lucky draw】Over HK$50,000 gifts are Waiting For You! Included HK$15,000 valued Club Med Travel Vouchers, HK$10,898 Samsung Galaxy S24 Ultro 512GB, etc. Click  HERE  for more details.

【MoneySmart Exclusive Offer】 1. 30% discount (for Single Trip Travel products) & 20% discount (for Annual Travel products) 2. New customers are eligible 5% Travel Expert discount offer for booking Macau Hotel if purchased any Generali’s GI policy via MoneySmart during the promotion period. (Provided by Generali)

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AXA SmartTraveller Plus Privilege Plan

【2024 "Let's Chill" Lucky draw】Over HK$50,000 gifts are Waiting For You! Included HK$15,000 valued Club Med Travel Vouchers, HK$10,898 Samsung Galaxy S24 Ultro 512GB, etc. Click  HERE  for more details. 【MoneySmart Exclusive Offer】 1. 15% discount on AXA Travel Insurance 2. HK$20 AIRSIM Prepaid Card 3. Enjoy One Complimentary  HK$50 Park-N-Shop  e-Coupon when apply for an AXA Travel Insurance with premium HK$250 or above

Allianz Travel - Silver Plan [for ages 0 to 54]

Generali Bravo Travel Protector - Classic Plan

Blue Cross TravelSafe Plus Global Diamond Plan

【MoneySmart Exclusive Offer】 1. 15% discount on BlueCross Travel Insurance 2. HK$20 AIRSIM Prepaid Card 3. Enjoy One Complimentary  HK$60 Uber  e-Coupon when apply for an BlueCross Travel Insurance with premium HK$250 or above

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【MoneySmart Exclusive Offer】 1. 25% discount on Avo Travel Insurance 2. Enjoy One Complimentary  HK$50 Park-N-Shop  e-Coupon when apply for an Avo Travel Insurance with premium HK$200 or above

MSIG iTravel Plus (Single Trip) Plan B

【MoneySmart Exclusive Offer】 Enjoy 45% off with promo code " MSIG10 " (for Single Trip Travel products) Enjoy 30% off with promo code " MSIG10 " (for Annual Trip Travel products) **Enroll iTravel Plus and receive one FamilyMart 500-yen e-coupon with net premium spent reaching HK$300 or above.**Extra Offer:  Input「Asia Miles」membership no. to earn HK$3 net premium spent = 1 Asia Mile

STARR Companies TraveLead Extra Plan

【MoneySmart Exclusive Offer】 1. HK$20 AIRSIM Prepaid Card 2. Customers who successfully apply for a Starr Travel Insurance product during the promotional period will be entitled to  200 SmartPoints, if the premium reaches HK$300 or above will be entitled to 600 SmartPoints! (Equivalent to HK$60 Rewards amount) Learn More about how SmartPoints works here .

BOCG Insurance Universal Voyage Travel Insurance - Silver Plan (Asia)

【MoneySmart Exclusive Offer】 1. 20% discount on BOCG Travel Insurance 2. Enjoy One Complimentary  HK$75 Uber  e-Coupon when apply for an BOCG Travel Insurance with premium HK$300 or above

Allianz Travel - Gold Plan [for ages 0 to 54]

Ping An Deluxe Plan

Dah Sing Insurance JourneySure Travel Insurance - Gold

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Generali Bravo Travel Protector - Premier Plan

QBE Single Trip Travel Insurance - Silver

Allianz Travel - Bronze Plan [for ages 0 to 54]

AXA SmartTraveller Plus Standard Plan

Avo Travel Protection (Upgraded) - Plus (Area 1)

AIG TravelSafe Insurance Plan (Worldwide Platinum)

BOCG Insurance Universal Voyage Travel Insurance - Diamond Plan (Asia)

Dah Sing Insurance JourneySure Travel Insurance - Diamond

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Best Travel Insurance in Hong Kong

Tips for comparing travel insurance policies.

How to compare and find the best Travel Insurance? When choosing travel insurance plans for your holiday, the cheapest policy available is not always the best choice. Buying travel insurance based on your needs is essential, but here are several factors to consider depending on your priorities:

Single V.S. Annual Travel Insurance

If you can see yourself travelling multiple times, at least 3 to 4 trips in the coming year, you may consider annual travel insurance instead of single trip insurance.

Besides saving some cash, you can also save time since there is no need to shop for a new policy every time before you go.

Add-on coverage

Other than basic cover like trip cancellation, baggage loss etc., if you are doing any special activities or sports, like sky-diving or bungee-jumping, you may need extra cover to get full protection on the medical expenses or personal accident.

If you are going on a cruise, you may also need to upgrade your policy so to get missed departure, cruise itinerary change or more cruise insurance cover.

Check the limits and excess

Most travel insurance cover has its own limits and requirements, take travel delay as an example, you can only get compensation if the delay meets the required numbers of hours in the travel insurance policy.

Some of the coverage items like rental vehicle protection usually require excess which is the amount you will need to pay before making a claim.

What does travel insurance from HK cover?

Medical expenses.

If you unexpectedly suffer an injury or sickness on your trip and need to visit the doctor or hospital abroad, travel insurance will cover treatment expenses incurred.

Trip cancellations and delay

Look for a policy that is able to compensate you for any flight delay , cancellation, or disruption. This will help to tide you over the inconvenience caused before you get on your next flight.

Loss of baggage and personal items

Losing your luggage can be a huge nightmare. Most policies should cover you for lost, delayed or damaged baggage, but if you are bringing expensive items along, make sure you get add-on insurance for those items too.

Personal accident

This travel insurance coverage starts even before you embark on your trip, and provides reimbursement should you encounter an accident.

Personal Liability

If an insured person is involved in legal liability of causing a loss or damage to the third parties, personal liability coverage in travel insurance will be able to help with the compensation and expenses.

High risk sports coverage

Going to climb a mountain? Decided to give skydiving a try? Make sure your travel insurance covers you for the activity you are doing. Some policies only cover climbing up to a certain height so be sure to check the details of sports coverage first.

COVID-19 protection

Various travel insurance offers COVID-19 protection which is vital during the coronavirus pandemic. COVID-19 cover ranges from emergency overseas medical expenses, journey cancellation and curtailment in relation to COVID-19, and quarantine allowance.

Exclusions in Travel Insurance

Like every other insurance, travel insurance has its exclusions and special conditions which the insurance company see as a higher risk, therefore the coverage is not eligible under those conditions. Here are several common categories of exclusions in a travel insurance policy:

• War, revolution, use of military power, riot
• Intentional acts including suicide or not taking reasonable efforts to minimize or avoid injury
• Pregnancy, childbirth or any associated injury or sickness
• Pre-existing or undeclared medical conditions
• Specific medical conditions including sexually transmitted disease like AIDS or mental disorder
• Alcohol or medicine related accidents, unless those are under prescription
• Professional sports
• High-risk activities
• Unattended belongings

Making a Travel Insurance Claim

The process for specific types of claims may differ between Insurers. However, policies offered by popular insurers such as AXA, MSIG, FWD or AIG generally have similar Travel Insurance Claims procedures. Here are some things that you should take note of when making an insurance claim.

Do not wait too long

Most insurers will require you to make the claim within 30 days of the occurrence. Given that it will take some time to process your claim, you would want to submit your claim form as soon as possible.

Keep originals

• Receipts for lost or stolen items
• Boarding pass for delayed flights
• Booking Invoices from Travel sites for cancelled trips
• Hospital or Doctor’s bills for medical claims
• Police reports for theft

Get proof from external parties

Apart from your own documents, it’s extremely important to get written confirmation from external parties such as the airline you were flying on or the hotel you stayed at as proof of travel disruption, for instance. This will help to expedite the claims process.

Get insurer to accept medical claim

If you have encountered medical conditions overseas, when it’s not an emergency situation, make sure to call the insurance company and get them to accept the claim first, so then you will less likely get a rejected claim.

Call the police ASAP for theft

When your luggage or belongings are lost or stolen, you are required to contact local police within 24 hours after the theft takes place and get a written police report. Pay attention that unattended belongings may not be covered as it is considered as personal responsibility.

HK Travel Insurance Tips

Here are some Travel Insurance tips that can help you select a great policy and give you peace of mind when travelling out of Hong Kong.

Are flight delays always covered?

Check if you can make claims on flight delays that are caused by natural disasters, such as typhoons. You will not be covered if you did not purchase your plan before the typhoon signal is issued -- so buy coverage as soon as your trip is finalized.

How long can I get my claims back?

Did you know that in certain cases, you can make claims and get your money back within a few hours? For example, if you get MSIG travel insurance and rent a car in Japan, you could make a claim much faster (just a few hours)!

Are mobile devices covered?

A majority of travel insurance plans do not provide coverage on accidental loss of mobile devices. However, Hang Seng travel insurance and AXA travel insurance plans typically do!

Travel Insurance Recommendations

Which travel insurance suits me the most?

There is no such thing as the best insurance policy but there is a policy that suits you the most. Get it now!

Common Travel Issues

• Best Travel Insurance for Flight Delays and Cancellations
• Best COVID-19 Travel Insurance in HK

Popular Travel Destinations

• Best Thailand Travel Insurance
• Best Singapore Travel Insurance
• Best Europe Travel insurance

Everything you need to know about travel insurance

Your travel insurance policy may come with an excess amount, which is the specified amount deducted from any claims that are paid out.

Making a claim

If a situation arises during your journey, you are required to contact the relevant authority/ party- the police, airline, travel agency right away to report your situation. Insurers require evidence to support your claim. So please remember to keep the true copy of all the supporting evidence.

Lost phone cover

Many travel plans exclude phones from their coverage. So it is important to read the coverage before getting travel insurance.

How should I get insured?

You can simply buy travel insurance via ATM machines or banks, or buy directly from the insurance company or brokers.

Some travel suppliers such as travel agencies, airline companies and wifi egg providers may provide add-on travel insurance service. Airline and hotel comparison websites may also provide complimentary or discounted travel insurance when you book your flight or hotel on their platform. Although you may save some time and cost through such kind of bundle deal, the travel insurance options on those sites are usually rather limited. You may also not get the type of protection that specifically caters to your travel needs.

On MoneySmart, you can compare different travel insurance plans at one glance, from the types and amount of coverage to premiums. You can also easily choose the type of travel insurance that offers the protection you need for your trip. MoneySmart occasionally works with insurance companies to offer users exclusive discounts. Don't miss out!

How to compare travel insurance plans?

There are hundreds of travel insurance plans in the market and sometimes it can be overwhelming to choose the one you need. One may be tempted to go for the cheapest plan without considering the cover, which is not ideal. It is important to understand the potential risks for your upcoming trip such as medical treatment, flight delay, extreme sports coverage, personal items and baggage lost, etc. Once you have got a clear picture of what is needed, the travel insurance comparison site will usually do the rest by giving you a glance at all available insurance plans based on your requirements. Before you make your final decision, you can also consider the reputation of the travel insurance provider such as their customer service or the claim experience.

Frequently Asked Questions

What benefits can i get when applying for travel insurance on moneysmart, what are the latest travel insurance deals on moneysmart, where to get travel insurance in hong kong, can i buy travel insurance when i’m abroad, how do i compare travel insurance policies, which travel insurance policy is the cheapest, which travel insurance company is the best, should i buy travel insurance if i study abroad or go on a working holiday, what extra protection can i receive if a travel alert is issued for the planned destination, when should i buy travel insurance, are there any exclusions in the coverage in travel insurance, are family travel insurance plans cheaper, what is travel insurance and how does it help me, is it necessary to buy travel insurance when i travel, what is the difference between single trip or annual travel insurance.

When you buy travel insurance you can choose from two types of policies - Single Trip or Annual Trip coverage.

• Single Trip Travel Insurance covers you for a single trip that originates and ends in Hong Kong.
• Annual Travel Insurance covers you for all trips starting and ending in Hong Kong. You should consider buying Annual Travel Insurance if you travel frequently (more than 10 times a year). You will enjoy significant savings, and you won’t have to worry about purchasing travel insurance each time you travel as you are automatically covered for the entire year.

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Travel Care

Go on a totally fuss-free, carefree holiday with travel care.

Not all who wander are lost, but your luggage certainly could go missing. That's just one of the unexpected events that could put a dampener on your travel plans - there might also be flight delays, accidents or lost passports to contend with.

Travel Care provides a comprehensive suite of coverage and Allianz's Authorised Representative's emergency hotline (+603-76283919 or +603-79653919) is available 24 hours a day to support you through any emergency you might face, so you and your loved ones can have a stress-free trip filled with beautiful memories.

Stand to receive a Touch 'n Go eWallet Reload PIN worth up to RM50

Be one of the first 200 customers to purchase travel care with the promo code 'hsbc23' and get a touch ‘n go ewallet reload pin worth up to rm50. promotion period 27 november 2023 - 31 july 2024., ¹allianz travel care ("this plan") is underwritten by allianz general insurance company (malaysia) berhad (company no. 200601015674 (735426-v)) ("allianz general") and hsbc bank malaysia berhad ("hsbc malaysia") is the intermediary in distributing this plan. travel care customer campaign promotion  terms & conditions  apply..

• Overseas and domestic travel coverage This includes coverage for luggage and travel delays, and for overseas travel, the coverage also includes loss or damage to your travel documents, personal luggage and valuables, and more
• Accidental death and permanent disability coverage
• Emergency medical evacuation and repatriation programme
• Reimbursement of medical expenses We'll reimburse the necessary and reasonable medical, surgical or hospital charges, and emergency dental treatment fees incurred as a result of accidental bodily injuries, illness or death during your trip
• Option to purchase rider plans to extend your coverage when you participate in certain sports or events during your travels

What your coverage includes

What you need to know, are you eligible.

You're eligible for a Travel Care plan if you belong to one of the following categories:

• Malaysian citizen or permanent resident
• valid work permit or student pass holder
• legally employed in Malaysia

You'll also be able to get coverage for your spouse and child if they legally reside in Malaysia.

Good to know

Emergency contact information .

If there's an emergency when you're travelling, you can call the Allianz 24-hour emergency hotline on +60 3 7628 3919. Toll fees may apply.

Cover for COVID-19 

Travel Care covers medical expenses for COVID-19 treatment, subject to policy terms and conditions. Your diagnosis must be certified by a medical practitioner, and you'll also need to provide a supporting lab report or medical report that states your diagnosis. 

Cover for high-altitude mountaineering 

You can get cover for high altitude mountaineering by contacting Allianz via email on  [email protected] , or by calling 1300 22 5542.

What options for Travel Care plans are available?

The following plans are available:

• Adult Plan/Adult Annual Plan: if you're aged 18-70 years old
• Child Plan/Child Annual Plan: if you're aged 30 days-17 years old
• Senior Citizen Plan: if you're aged 71-80 years old
• Family Plan: if the policyholder is aged 18-70 years old, the policyholder's 1 selected legal spouse is aged 18-70 years old and the policyholder's child/children is/are aged 30 days-24 years old
• Under family plan, the payment per individual will be based on the limit under an adult plan and/or child plan, as the case may be subject to the maximum limit as stated in the Schedule of Benefits in the brochure and policy document.
• Maximum period of coverage per journey/trip is 200 days for one way or return trip.
• Maximum period of coverage per journey/trip is 90 days for annual policy.
• Maximum period of coverage per journey/trip for High Altitude Mountaineering activities is 30 days.
• Each trip must begin and end in Malaysia except for one way trip.
• Maximum period of coverage per journey/trip is 30 days for one way/return trip or annual policy.
• Premium is subject to Service Tax.
• Customer may opt for Automatic Renewal (for annual policy only). This policy is deemed to be automatically renewed and the applicable premium will be charged upon expiry unless otherwise instructed.

For other key terms and conditions, please refer to the Product Disclosure Sheet in the link below.

Ready to apply for Travel Care?

Get a quote via mobile banking or online banking.

If you have an HSBC debit or credit card, you can apply via our mobile banking app or through online banking. Go to the homepage, select 'Products and services', and choose 'Travel Care'. We'll help you apply by filling in information from your records.

Get a quote without logging on

If you have an HSBC debit or credit card, you can also get a quote without logging on to mobile banking.

Scan the QR code to get the app

Download the HSBC Malaysia Mobile Banking app on your iOS or Android device.

• Learn more about mobile banking  

Need help? Check out our  step by step mobile guide .

Your insurance details in your hand

You can access your insurance policy details instantly via mobile banking. Simply go to 'Your insurance overview' in the HSBC Malaysia Mobile Banking app.

Important Information

• For after-sales service, you can contact Allianz by [email protected] or on 1300 22 5542 .
• You may find out more about our coverage by visiting your nearest Allianz branch.

The information provided on this page is not a contract of insurance. The descriptions of cover are a brief summary for quick and easy reference. The precise terms and conditions that apply are in the policy document. Allianz Travel Care ("this Plan") is underwritten by Allianz General Insurance Company (Malaysia) Berhad (Company No. 200601015674 (735426-V)) ("Allianz General") and HSBC Bank Malaysia Berhad ("HSBC Malaysia") is the intermediary in distributing this Plan. This Plan is exclusively for HSBC Malaysia Credit and Debit Cardholders only. Please read and understand the Product Disclosure Sheet (PDS), Brochure and Policy Wording before signing up.

The benefits payable from this insurance product are protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to certain limits. Please refer to PIDM's TIPS Brochure, the PIDM website , or contact Allianz General Insurance Company (Malaysia) Berhad to get more information about the Takaful and Insurance Benefits Protection System(TIPS).

• Product Disclosure Sheet (PDF) Product Disclosure Sheet (PDF) Download
• Brochure (PDF) Brochure (PDF) Download
• Policy Wording (Domestic) (PDF) Policy Wording (Domestic) (PDF) Download
• Policy Wording (Overseas) (PDF) Policy Wording (Overseas) (PDF) Download
• Allianz General Insurance Company - Privacy Notice (PDF) Allianz General Insurance Company - Privacy Notice (PDF) Download

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HSBC Premier Credit Card

Unlimited rewards points with no expiration.

35k Introductory Offer

Earn 35,000 Rewards Bonus Points worth at least $400 in air travel – after spending $3,000 in the first 3 months from Account opening 2

2× Travel Points

You’ll earn 2× Rewards Points on new travel purchases – including airline, hotels, and car rentals

1× on all other purchases You’ll earn 1× Points per $1 spent

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Redeem your points for rewards 

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Travel benefits, everyday values and experiences, peace of mind.

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Get exclusive offers from top brands in over 15 countries outside the U.S. including France, Hong Kong, U.K. and more when you use your HSBC Elite or Premier Credit Card. 3

Rewards For Miles

Transfer your Points into any of the Rewards for Miles partners’ loyalty programs.  We have expanded the program to now include 11 airlines and 2 hotel partners.

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No Foreign Transaction Fees There are no added costs when using your card to make purchases in a foreign country.

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Trip Cancelation Insurance Reimburses you for your prepaid, non-refundable expenses in case you have to cancel your trip for a covered reason 4 .

Hotel and Motel Burglary Insurance Get reimbursed up to $1,500 per claim for personal property stolen or damaged from your hotel or motel room as a result of burglary by forcible entry 4 .

Lost Luggage Insurance Get reimbursed up to $1,500 per claim for checked or carry-on luggage that is lost or damaged while traveling on a common carrier 4 .

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If your identity is compromised, you’ll receive one-on-one support until your claim is resolved 4 .

Identity Fraud Expense Reimbursement

Provides expense reimbursement in the event your identity is compromised through identity fraud 4 .

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Provides reimbursements up to $600 per claim if your cellphone is stolen or damaged 4 .

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Thousands of merchants accept contactless payments – use your card wherever you see the contactless symbol.

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HSBC Premier World Mastercard® credit card Rewards & Benefits and Mastercard Guide to Benefits brochure can be accessed here .

How to apply

To apply for an HSBC Premier World Mastercard® credit card, you must have an existing U.S. HSBC Premier checking 1 account relationship.

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To apply for an HSBC Premier World Mastercard® credit card 1 , you must have an existing U.S. HSBC Premier checking account relationship. Explore the benefits today.

Existing HSBC Customer

Log on to Personal Internet Banking to apply for an HSBC Premier World Mastercard® credit card.

Contact our 24/7 Premier Customer Relationship Center.

888.662.4722 (HSBC)

If you’re calling from outside the US or Canada, call 

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Find the Wealth Center closest to you to apply in person.

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I do not have an HSBC Premier checking account relationship.

Applying to become an HSBC Premier client 1 has many benefits beyond access to the HSBC Premier World Mastercard® credit card.

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As an HSBC customer, you’re automatically enrolled in our fraud alert program.

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See your FICO® score for free, along with key score factors, on your monthly statement.

• Mobile Payments  

All HSBC credit cards are compatible with Apple Pay®, Google Pay TM , Fitbit Pay TM , Garmin Pay TM and Samsung Pay TM .

1 HSBC Premier World Mastercard® requires a U.S. HSBC Premier relationship. For a complete list of HSBC Premier Relationship eligibility requirements please visit  https://www.us.hsbc.com/premier/  or speak with your Relationship Manager.

2 The 35,000 Rewards Bonus Points offer applies when you open a new HSBC Premier World Mastercard® credit card and charge the qualifying amount or more in new purchases (minus returns, credits and adjustments) within the first three (3) months from Account opening (“Promotional Period”). The Bonus Points offer does not apply to account upgrades, account transfers, balance transfers, credit card checks, cash advances or overdrafts. Your HSBC Premier World Mastercard® credit card must be open and in good standing at the time of Bonus Points fulfillment. Allow 4-6 weeks after the Promotional Period has ended for the Bonus Points to post to your Account. Customers who have opened the same credit card product within the last 36 months are not eligible to receive the Rewards Program Bonus Points offer.

3  As an HSBC Elite or HSBC Premier credit cardholder, you do not need to enroll or register for the Mastercard Travel Rewards program. This program is available to you automatically, at no additional cost. Merchants may provide to eligible HSBC Elite and HSBC Premier Mastercard credit cardholders (“cardholder”) certain discounts, rebates or other benefits on the purchases of goods and services ("Offers") that will be available on the Mastercard Site. Merchants may also have different payment acceptance criteria for online purchases (e.g., debit or prepaid cards may not be accepted). Such Offers are subject to certain Terms & Conditions and may change at any time without notice to you. Payment acceptance criteria is determined by the merchant in its discretion and may be visible on the Merchant website. HSBC or Mastercard will not be liable for any loss or damage incurred as a result of any interaction between you and a merchant with respect to such Offers. Except as set forth herein, all matters, including but not limited to delivery of goods and services, returns, and warranties are solely and strictly between you and the applicable merchants. You acknowledge that HSBC or Mastercard does not endorse or warrant the merchants that are accessible through the Mastercard Site nor the Offers that they provide. If applicable, all offer redemption is dependent on merchant shipping policies and availability to cardholder's shipping address. For all offers that are specified as “unlock additional online offers” cashback is not earned on shipping, handling, tax or the purchase and/or use of gift vouchers, which for avoidance of doubt, includes gift cards, gift certificates, or any other similar cash equivalents. Terms and conditions apply, see https://www.us.hsbc.com/credit-card-resource-center/premier/#rewards for additional information.  All third party-trademarks are the property of the respective owners.

4  Certain restrictions, limits and exclusions apply. Visit https://www.lyft.com/mastercard for a full list of current merchant offers and applicable terms & conditions.

5  The information about the costs and benefits of the card described is accurate as of {{currentDate}}. The information may have changed after that date. To find out what may have changed, call 888.662.4722 (HSBC). A variable Purchase APR applies to credit card purchases and will be 21.24% to 25.24%, depending on your credit worthiness, for the HSBC Premier World Mastercard® credit card . A variable Balance Transfer APR applies to balance transfers and will be 21.24% to 25.24%, depending on your credit worthiness. The variable Cash APR applies to cash advances and is 30.24%. These APRs will vary with the market based on the Prime Rate. For each billing cycle, variable APRs are calculated by adding a specified amount (“Spread”) to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month (“Prime Rate”). If the Prime Rate changes, the new APRs will take effect on the first day of your billing cycle beginning in the next month. The Minimum Interest Charge is $1.00. A Balance Transfer Fee of either $10 or 4%, whichever is greater, will apply on each balance transfer. A check fee of either $10 or 4%, whichever is greater, will apply on each check written for purposes other than Balance Transfer. A Cash Advance Fee of either $10 or 5%, whichever is greater, will apply on each cash advance transaction. There is no Annual Fee and no Foreign Transaction Fee. See Summary of Terms for details .

6  Certain restrictions, limits and exclusions apply. Benefits may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard® or HSBC Bank USA, N.A. Please refer to the HSBC Premier World Mastercard® credit card Rewards and Benefits brochure and Mastercard® Guide to Benefits brochure, for full details.

How you earn Rewards Program Points or Cash Rewards : You earn Points or Cash Rewards when you use your card to make new purchases (minus returns, credits and adjustments).

HSBC credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and requires a U.S. HSBC checking account relationship. To learn more, speak with an HSBC representative.

Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Mastercard®, Tap & Go and the circles design are registered trademarks of Mastercard International Incorporated.

Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated.

Google Pay is a trademark of Google LLC.

Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2, and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/km207105 .   

Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac, Safari, and Touch ID are trademarks of Apple, Inc., registered in the U.S. and other countries.  iPad Pro is a trademark of Apple Inc.

Samsung, Samsung Pay, Galaxy S7 and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd.  Other company and product names mentioned may be trademarks of their respective owners.   Screen images are simulated; actual appearance may vary.  Samsung Pay is available on select Samsung devices.

Fitbit, Fitbit Pay and the Fitbit Logo are trademarks, service marks and/or registered trademarks of Fitbit, Inc. in the Unites States and in other countries.

Garmin and Garmin logo are trademarks of Garmin, Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

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HSBC Travel Companion

Get ready to travel with hsbc.

• Protect yourself and enjoy travel insurance promotions
• Explore HSBC credit card promotion for hotels and flights bookings
• Earn cashback with one multicurrency account

Enjoy complimentary travel insurance promotion on selected HSBC credit cards

* Travel insurance coverage is underwritten by MSIG Insurance (Singapore) Pte. Ltd. HSBC Bank (Singapore) Limited is not the underwriter nor the distributor for this insurance plan. It is not an obligation of, deposit in or guaranteed by HSBC Bank (Singapore) Limited (Company Registration No. 201420624K).

1  HSBC Visa Infinite Credit Card Travel Insurance: Read the policy in detail . 

2  HSBC Premier Mastercard Credit Card: Read the policy in detail

3  HSBC Advance Credit Card: Read the policy in detail

4  HSBC Revolution Credit Card:  Read the policy in detail

5 HSBC TravelOne Credit Card: Read the policy in detail

Looking for a more comprehensive travel insurance plan? Check out our latest promotions for TravelSure .

Don't have an HSBC credit card?

Explore our exclusive promotions for hotel and flight bookings with your hsbc credit card.

From dining out to jetting off, find just what you're looking for. Get the latest travel deals and offers now!

Royal Caribbean

• Get 5% off on bookings & redeem a complimentary luggage   Get 5% off on bookings & redeem a complimentary luggage click here to view more details This link will open in a new window

Expires 31 Dec 2024

• 8% off hotel bookings   8% off hotel bookings click here to view more details This link will open in a new window

Apply for one today and get a Samsonite luggage worth SGD670, or SGD150 cashback. T&Cs apply .

• extra 7% off hotel bookings   extra 7% off hotel bookings extra 7% off hotel bookings This link will open in a new window

• 8% off worldwide hotel bookings   8% off worldwide hotel bookings click here to view more details about hotel bookings This link will open in a new window

Travel with your taste buds through global and sustainable dishes with One Planet Plate

Eating sustainably while on a holiday can be quite daunting, but it doesn’t mean that we have to stop paying attention to our environmental footprint while on the road.

One Planet Plate presented by HSBC aims to address the inherent problems in our food system, and has pulled together chefs from across the world to showcase dishes that celebrate local ingredients, produce zero waste and are low carbon footprint.

This opens up more opportunities for you to discover new sustainable restaurants and find out what delicious sustainable food actually looks, smells and tastes like in in Singapore and globally.

We've also partnered up with amazing restaurants so that you can explore a myriad of international cuisines right at your doorstep. View a range of exclusive credit card offers so you can shop and dine sustainably whilst in Singapore.

Travel and earn cashback with our multicurrency Everyday Global Account

Sign up now and receive preferential foreign exchange (FX) rates with our Everyday Global Account.  Terms and conditions apply .

Sign up for an account with us and enjoy the following benefits 

• $0 fee in 10 currencies for your retail purchases and cash withdrawals
• Free cash withdrawals at all HSBC ATMs worldwide
• Send money internationally faster with HSBC Global Money Transfers with no fees

Open an account today

New to hsbc.

You can apply faster with Myinfo via Singpass.

Already using online banking?

Unlock rewards easily with 1% cashback and enjoy up to sgd300 bonus cash rewards with everyday+, 1% cashback.

on all eligible spends on your HSBC Everyday Global Debit Card and GIRO bill payments .

1% p.a. Bonus Interest

on your incremental SGD average daily balances.

Receive a total of up to

in Cashback and Bonus Interest each month through HSBC Everyday+ Rewards Programme.

Plus, earn One-time Bonus Cash Reward

when you're new to the HSBC Everyday+ Rewards Programme.

Caps apply. For definition of the capitalized terms used here and further details on the HSBC Everyday+ Programme and applicable exclusions, please refer to the full terms and conditions here .

To qualify for HSBC Everyday+, simply:

Credit your salary or set up a regular deposit of at least SGD2,000/5,000 into your HSBC Everyday Global Account

Make 5 Eligible Transactions with your Everyday Global Debit Cards or any HSBC Credit Card

Deposit scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to SGD100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Protect yourself and enjoy travel insurance promotions 

Explore hsbc credit card promotion for hotels and flights bookings , earn cashback with one multicurrency account .

Unlock instant travel rewards and elevated travel experiences with HSBC TravelOne

• Redeem travel rewards instantly with a wide range of airline and hotel partners.
• Earn up to 2.4 miles (6× Reward points) for your spending.
• Suite of travel privileges including 4 complimentary airport lounge visits, travel insurance coverage of up to USD100,000, and more
• Get 20,000 miles (in the form of 50,000 Reward points) for new HSBC TravelOne credit cardholders.

Terms and conditions apply.

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Important notice

To comply with BSP Circular 1160, we have updated the terms and conditions for our cards, personal loan, home loan, and AssetLink products. Please refer to the updated terms and conditions .

We use cookies to give you the best possible experience on our website. By continuing to browse this site, you give consent for cookies to be used. For more details please read our Cookie Policy .

HSBC Platinum Visa Rebate Credit Card

Enjoy rebate on shopping, travel, insurance and all other spend

You must have the following:

• An existing locally-issued primary credit card owned for at least 6 months
• A minimum annual income of PHP500,000 for HSBC Platinum Visa
• Compare with other credit cards  
• More information  

Earn 5% rebate on shopping and travel transactions

Enjoy this year-round offer on your shopping (including online) and travel transactions.

Earn 1% rebate on insurance

All rebates are automatically credited to your account monthly.

Earn 0.50% rebate on all other transactions

Start earning on all your HSBC Platinum Visa Rebate Credit Card spend.

Enjoy these other card features:

• Enjoy an annual fee waiver on the 1st year
• Enjoy free Travel Insurance coverage Find out more about free Travel Insurance
• Enjoy fuel savings 6% Rebate on your first Caltex transaction and 3% rebate on your Caltex fuel purchases year-round.  Find out more .
• Contactless Credit Card No swiping is necessary when paying for your transactions. Simply tap your card at designated Contactless Credit Card payment terminals here and abroad.  Find out more .
• Autocharge HSBC Autocharge is a facility that automatically charges bills to your HSBC Credit Card so you never forget to pay your bills.  Find out more .
• Cash Advance You can use your credit card just like an ATM Card to withdraw money here or abroad.  Find out more .
• eStatement Get your HSBC Credit Card statements delivered to your email.  Find out more .
• Online Banking and Mobile Banking access Conveniently monitor your finances and pay your bills wherever, whenever. Find out more .

HSBC Credit Card features and services

Card Instalment Plan

Enjoy instalment deals with 0% interest and up to 36 months with your HSBC Credit Card.

Cash Instalment Plan

Get cash from your credit card and pay it off on instalment at low interest rates.

Card Balance Transfer

Transfer balances from your non-HSBC Credit Card to your HSBC Credit Card and get big savings! 

Card Balance Conversion Plan

Convert your recent expenses on your HSBC Credit Card to affordable instalments, payable up to 24 months.

You might also be interested in

Rewards vs cashback

Are you looking for a credit card that suits your personality and  lifestyle? Do you know which one you would prefer more - rewards or cashback?

Things you should know

Related documents .

• *Accelerated Rewards Terms & Conditions (PDF) *Accelerated Rewards Terms & Conditions (PDF) click to download accelerated rewards terms and conditions Download link
• HSBC Visa Platinum Credit Card Rewards Catalogue (PDF) HSBC Visa Platinum Credit Card Rewards Catalogue (PDF) click to download Visa Platinum Credit Card Rewards Catalogue (PDF) Download link
• HSBC Reward Program General Terms & Conditions (PDF) HSBC Reward Program General Terms & Conditions (PDF) click to download accelerated rewards terms and conditions Download link
• HSBC Credit Card Fees & Charges (PDF) HSBC Credit Card Fees & Charges (PDF) click to download credit card fees and charges Download link
• Credit Card Products Terms & Conditions (PDF) Credit Card Products Terms & Conditions (PDF) click to download credit card products terms and conditions Download link
• Credit Card Application Form (PDF) Credit Card Application Form (PDF) click to download credit card application form Download link

*A maximum accumulated monthly spend of PHP60,000 across all qualified merchant categories shall earn accelerated points. HSBC’s Accelerated Terms and Conditions apply (see PDF above).

Fees and Charges 

Finance charges:.

• Retail Monthly Nominal Interest Rate: 3% per month
• Retail Monthly Effective Interest Rate: 2.89% per month
• Cash Advance Monthly Nominal Interest Rate: 3% per month
• Cash Advance Monthly Effective Interest Rate: 3.04% per month

Annual fees:

Your annual fee is waived for the first year from your card's issue date. From year 2 onwards, the annual fee will be:

• Primary Card:  PHP5,000
• Supplementary Card:  PHP2,500

Frequently asked questions

What documentation do i need to provide when applying for an hsbc credit card  .

• Passport, Driver’s License, SSS/TIN ID plus NBI Clearance or Voter’s ID Note: Proof of Identity should be valid (not expired), photo-bearing and contain date of birth.
• Valid ID containing the address of the applicant
• Utility bills (electricity, landline phone, mobile phone or cable TV issued within the last 3 months and must match the permanent and primary address)

How long will it take to process an HSBC Credit Card application?  

Around 5-10 business days upon submission of a completed application forms and all required documents.

How to avail free Travel Insurance? 

You are eligible for free Travel Insurance when you purchase your travel fare using your HSBC Platinum Visa Rebate Credit Card. Terms and conditions apply.

Find out more about free Travel Insurance

How do I get a credit card rebate? 

You can get a credit card rebate whenever you use your HSBC Platinum Visa Rebate credit card to book your travels (5% rebate), spend on shopping (5%), pay for insurance (1%), and all other purchases (0.5%).  Terms and conditions  apply.

Offers and rewards

HSBC Visa offers

Exclusive privileges with your HSBC Visa Credit Card.

Red Hot Deals with HSBC Credit Cards

Exciting offers on shopping, dining, beauty and travel only with your HSBC Credit Card.

Latest offers

Explore all the latest HSBC Credit Card offers available. 

Related products

HSBC Premier Mastercard Credit Card

Discover a world of privileges and rewards.

HSBC Gold Visa Cash Back Credit Card

Receive cash back from every transaction and get more savings on every purchase.

HSBC Red Mastercard Credit Card

Enjoy 4x bonus points plus miles.

For inquiries or complaints, please call HSBC's Customer Service at  (02) 8858-0000  or  (02)7976-8000  from Metro Manila,  +1-800-1-888-8555  PLDT domestic toll-free, (International Access Code)  + 800-100-85-800  international toll-free for selected countries/regions, or talk to us through Chat by clicking on the icon at the bottom right of our homepage. If you want to find out more about HSBC's customer feedback procedures, please visit  hsbc.com.ph/feedback . 

The Hongkong and Shanghai Banking Corporation Limited is an entity regulated by the Bangko Sentral ng Pilipinas (Bangko Sentral) https://www.bsp.gov.ph . You may get in touch with the Bangko Sentral Consumer Protection and Market Conduct Office through their Email: [email protected] ; Webchat: http://www.bsp.gov.ph ; Facebook: https://www.facebook.com/BangkoSentralngPilipinas or SMS: 021582277 (for Globe subscribers only).

Deposits are insured by PDIC up to PHP500,000 per depositor.

Note: Do not provide your account or credit card numbers or disclose any other confidential information or banking instructions through chat.

Connect with us

• MTR Red Hot Stamp Card Reward
• The brand new Travel Guru membership programme
• Red Hot Spending Rewards - Mainland China & Macau
• HSBC Credit Card - Enrich your lifestyle with rewards
• Telford Plaza
• Maritime Square
• Luk Yeung Galleria
• Red Hot Dining Special - Hotel Dining
• HSBC EveryMile Credit Card Exclusive Overseas Spending Offer
• Emperor Cinemas
• Lai Sun Dining
• Cathay Pacific app
• Year-round Offers
• Earn & Burn RewardCash
• Red Hot Rewards of Your Choice
• HSBC Reward+ App
• Spending Instalment Plan
• HSBC EveryMile Credit Card
• HSBC Red Credit Card
• HSBC Visa Signature Card
• HSBC Visa Platinum Card
• HSBC Visa Gold Card
• HSBC Pulse UnionPay Dual Currency Diamond Credit Card
• HSBC UnionPay Dual Currency Card
• HSBC Visa Gold Card for Students

HSBC Credit Card, the best credit card in town * , brings you the new HSBC Travel Guru Membership Programme, a tiered membership Programme offering an annual RewardCash rebate of up to 6% on foreign currency spending and a series of travel rewards that will exceed all your expectations. The more you spend, the higher your membership level! All that, plus personalized notifications to help you make the most of every new travel experience.

This year, there's a new way to travel - the No-Normal. The result is a number of surprising travel trends - more in-depth, more local, more unexpected! Watch the video now to see what it's like to go places with Travel Guru on your side!

Want to become an HSBC Travel Guru member? Log into your HSBC Reward+ app to register, then start enjoying a host of travel offers and rewards!

• Tiered membership program with an extra RewardCash rebate of up to 6% on foreign currency spending

With the tiered membership, the more you spend, the higher your membership level, and the greater your rewards. Once you've registered, you will be welcomed as a GO Traveller. After meeting the requirements for that level, your membership will be upgraded to the next level on the first day of the following month. The table below shows the annual requirements and rewards for membership renewal and upgrade.

• Selected Travel Offers

Enjoy exclusive year-round discounts and offers for designated merchants and travel-related products, including:

• Personalized Notifications

Turn on your HSBC Reward+ app's push notification Alerts Services to get the latest travel information, offers and reminders from Travel Guru. Whether you're planning your itinerary, traveling or returning to Hong Kong at the end of your trip, you'll get travel inspirations every step of the way.

You enjoy the moment, I maximize the trip! Experience Travel Guru now, and catch all the new travel trends, all around the world!

What's more, register "Red Hot Rewards of Your Choice" programme at the same time, and allocate extra 5X RewardCash at 'Overseas & Mainland China Spending' spending category to earn a total of up to 8.4% RewardCash rebate on foreign currency spending. In addition, you can earn a total of up to 8.5% RewardCash rebate with HSBC EveryMile credit card (equivalent to HK$0.6 foreign currency spending = 1 mile), while a total of up to 10% RewardCash rebate with HSBC Red credit card, on foreign currency spending.

Click here Click here to find out more about "Red Hot Rewards of Your Choice" programme!

Don't have HSBC Reward+ yet? Download it now!

Use your RewardCash just the way you like. Download Reward+ to start enjoying the experience.

全城最好的滙豐信用卡 * ，一卡百應！

Please read the following notes.

* According to Online Credit Card Survey conducted by Ipsos in Hong Kong (2023) (Sample size = 1,000 credit card holders in Hong Kong)

• The enrollment period to register as Travel Guru Member is from 1 September to 7 April 2024.
• If you wish to unlock the extra 3% RewardCash Rebate under GO Traveller (see below), you need to accumulate Eligible Transactions equivalent to HK$8,000 or more in 3 consecutive calendar months within your current GO Traveller membership period.
• HSBC Red Credit Card and HSBC EveryMile Credit Card are not applicable to"Red Hot Rewards of Your Choice" programme.
• The basic RewardCash rebate is 0.4%. a total of up to 8.4% RewardCash rebate which is inclusive of 5 times extra RewardCash under the "Red Hot Rewards of Your Choice" programme (2%), the basic 1 time RewardCash earned under the RewardCash Programme (0.4%) and up to an extra 6% RewardCash rebate on foreign currency spending under the HSBC Travel Guru Membership Programme.
• A total of up to 8.4% RewardCash rebate which is inclusive of the basic 1 time RewardCash earned under the RewardCash Programme (0.4%), 5 times extra RewardCash under the "Red Hot Rewards of Your Choice" programme (2%) and up to an extra 6% RewardCash rebate on foreign currency spending under the HSBC Travel Guru Membership Programme; A total of up to 8.5% RewardCash rebate for HSBC EveryMile credit card on foreign currency spending which is inclusive of the basic 1 time RewardCash earned under the RewardCash Programme (1%), HSBC EveryMile Credit Card Exclusive Overseas Spending Offer (Jul – Dec) (1.5%) and up to an extra 6% RewardCash rebate on foreign currency spending under the HSBC Travel Guru Membership Programme; A total of up to 10% RewardCash rebate for HSBC Red credit card on foreign currency spending which is inclusive of the 4% RewardCash rebate when you spend online with foreign currency and up to an extra 6% RewardCash rebate on foreign currency spending under the HSBC Travel Guru Membership Programme.
• The transaction date will be based on the date as shown on the credit card monthly statement.
• If your GURU Traveller membership is effective on or before 1 February 2024, you will receive an invitation link to register for Klook Gold Membership on or before 31 March 2024. If your GURU Traveller membership is effective on or after 1 March 2024, you will receive the invitation link to register for Klook Gold Membership within one calendar month from your Membership Upgrade Actual Effective Date or Membership Renewal or Downgrade Actual Effective Date (as applicable).

Apple is a trademark of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play™ is a trademark of Google LLC.

Terms and Conditions for HSBC Travel Guru Membership Programme

Terms and Conditions for Spending Requirements and Offers for Travel Guru Membership Programme

Call 2748 8033 Visit www.hsbc.com.hk/creditcard

To borrow or not to borrow? Borrow only if you can repay!

Reference number: Y23-U8-CAMH0307

Last updated date: 24 March 2024

• Terms of Use
• Privacy and Security
• Hyperlink Policy

© Copyright. The Hongkong and Shanghai Banking Corporation Limited 2002-2024. All rights reserved.

This website is designed for use in Hong Kong. Cross-border disclosure Cross-border disclosure This link will open in a new window

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Premier Worldwide Travel Insurance

Relax with HSBC Premier Worldwide Travel Insurance

Enjoy worldwide travel insurance for you and your loved ones.

Cover is provided by Aviva Insurance Limited. You must complete an application to be covered. Please read the  Premier Worldwide Travel Insurance Product Information Document (PDF, 152KB)  for a summary of terms, conditions, limitations and applicable exclusions.

For the latest coronavirus travel guidance, see  what’s covered under HSBC Travel Insurance .

If you already have Premier Worldwide Travel Insurance, find out how you can manage your policy or make a claim.

Premier Worldwide Travel Insurance is only available to HSBC UK Premier bank account holders. It is not available on savings or other accounts. Subject to application.

What's included

Worldwide cover for you, your partner, your dependent children and grandchildren.

The cover is for you (the HSBC account holder) and your domestic partner - if you're both under 70 years of age on the start date of your trip - and any dependent children or grandchildren travelling with you.

Your children are also covered if they're staying with a close relative, travelling with a relative who's over the age of 23, or going on a school/college trip independently with a teacher.

Children covered by this policy must be under 23. Grandchildren covered by the policy must be under the age of 23 and don’t have to live with you.

All insured persons must be residents of the UK, Channel Islands or Isle of Man.

To be covered for medical claims, you must be registered with a doctor in the UK, Channel Islands or Isle of Man.

Holidays in the UK

Holidays taken in the UK, Channel Islands or Isle of Man are covered if they involve a stay of at least 2 consecutive nights.

They must also have either of the following:

• pre-booked holiday accommodation in commercially-run premises 
• pre-paid bookings on public transport, including flights and ferries

Please see our definition of ‘pre-booked holiday accommodation’ in your policy document.

Business trips

You're covered to travel outside the UK in connection with an insured person’s job to carry out non-manual work such as administrative tasks, meetings and conferences.

We don't cover any claim in connection with an insured person’s job where the trip involves:

• manual or physical work of any kind
• working with children
• providing healthcare, policing, security or military service
• an insured person’s role as a politician, religious leader, professional entertainer or sportsperson

While this isn’t a specific cruise policy, cruises are covered as standard since they're simply another type of holiday. However, there is no cover for some items that cruise policies may specifically cover, e.g. missed ports, unused excursions, and change of itinerary.

Medical conditions

You'll need to call the HSBC Medical Risk Assessment Helpline on 0800 051 7457 before booking your trip if you, or any insured person, has in the last 12 months, experienced any of the following for a condition not on the accepted conditions list in your policy wording: 

• been prescribed medication, including newly prescribed or repeat medication
• received or is awaiting medical treatment, tests or investigations
• been referred to, or is under the care of, a specialist/consultant
• been admitted to hospital or had surgery

You must also tell us if any of the above happen regarding conditions you have already declared, if there are any changes to prescribed medication or if any of the conditions deteriorate.

All pre-existing medical conditions must be on the 'accepted conditions' list in your policy wording to be covered, otherwise they must be disclosed to and accepted in writing by the insurer.

What's not covered

Pre-existing conditions.

Pre-existing conditions are not covered at any time under the policy unless listed on the accepted conditions list, or were disclosed to and accepted in writing by the HSBC Medical Risk Assessment Helpline. You may be able to get cover for these from a specialist insurer. MoneyHelper has a list of these insurers – you can check its travel directory or call  0800 138 7777 .

Undiagnosed symptoms

Undiagnosed symptoms are not covered. There is no cover for any claim where you knew that you or your travelling companion may be unable to travel or may need to come home early at the time you opened your HSBC Premier Account or booked your trip (whichever is later). For example, if one of you fell ill.

Things to know

Are you eligible for premier worldwide travel insurance.

Please ensure you can answer yes to the following questions:

Do you hold an HSBC Premier account?

Are you under 70 years of age?

Are you resident in the UK (not including the Channel Islands or the Isle of Man)?

• Are any dependent children/grandchildren under 23 years of age, on the start date of the trip?  

Your application must have been accepted by HSBC for cover to apply.

When does the cover start and end?

Cover starts from the date your travel insurance application is accepted. It remains in place until the account is closed, its converted to a different account, you cancel your policy, or you are no longer eligible for cover – whichever is sooner.

How to make a claim

For details of how and when to make a claim, please visit our travel Insurance claims page.

Make a travel insurance claim

Policy documents

• Premier Worldwide Travel Insurance Product Information Document (PDF, 152KB) Premier Worldwide Travel Insurance Product Information Document (PDF, 152KB) Download
• HSBC Travel Insurance Policy Wording: HSBC Private Banking, HSBC Premier (retained Jade benefits), and HSBC Premier Accounts (PDF, 528KB) HSBC Travel Insurance Policy Wording: HSBC Private Banking, HSBC Premier (retained Jade benefits), and HSBC Premier Accounts (PDF, 528KB) Download
• Privacy Notice (PDF, 160KB) Privacy Notice (PDF, 160KB) Download
• Premier (retained Jade benefits) Travel Insurance Product Information Document (PDF, 257KB) Premier (retained Jade benefits) Travel Insurance Product Information Document (PDF, 257KB) Download

How do I find out if I already have travel insurance with my HSBC bank account? 

Premier Travel Insurance is available to HSBC UK Premier customers only. That means customers with an HSBC Premier bank account, an HSBC Premier (retained Jade Benefits) or an HSBC Private Banking account.

HSBC UK Premier customers:   You should have travel insurance with your account if you're under 70, are resident in the UK and have successfully completed an application

HSBC Premier (retained Jade Benefits) or an HSBC Private Banking customers:   You should have travel insurance with your account if you're under 80, are resident in the UK and  have successfully completed an application.

You can request confirmation of your travel insurance on Aviva's website at  aviva.co.uk/hsbctravelproof

Do you need to notify us before you use your HSBC debit or credit card outside the UK? 

No, you no longer need to notify us before you travel. To find out more about managing your money whilst you travel, see  using your card abroad .

I've lost my invitation to apply for HSBC Premier Travel Insurance. How do I apply? 

Call us on 03457 70 70 70 . We'll provide you with the link to apply once we've verified your account information.

Our lines are open 08:00 to 20:00 every day.

Do I have to apply for HSBC Premier Travel Insurance at the same time as I open my bank account? 

No. You can apply at any time as long as you meet the eligibility criteria and hold a Premier account.

You can call us on 03457 70 70 70 and we'll provide you with the link to apply.

You won't be covered if you don't complete a successful application.

Can I get help to complete my application for HSBC Premier Travel Insurance? 

If you need help, please call us on 03457 70 70 70 to make an appointment for a member of our team to complete the application with you over the phone.

I have a joint account. Can I complete the application for HSBC Premier Travel Insurance for both of us? 

Yes, although only one account holder should complete the application. If you don’t have permission to provide the other account holder’s details, you won’t be able to complete the application online and will need to call us on 03457 70 70 70 to book an appointment (for which both account holders will need to be available). Our lines are open 08:00 to 20:00 every day. 

When can my HSBC Premier Travel Insurance cover start? 

Assuming you're eligible, your cover will start as soon as you submit your application. 

When will I receive my HSBC Premier Travel Insurance policy documents? 

It can take up to a week to process your application and issue your welcome pack and policy documents. If you'd like to review your policy documents now, you can find them in the insurance section at hsbc.co.uk/legal . 

How can I get written confirmation I am covered by HSBC Premier Travel Insurance? 

If you need confirmation of your cover, you can request it on Aviva's website . If you applied for cover in the past 7 days, please call us on 03457 70 70 70 .

My HSBC Premier Travel Insurance mentions restricted cover. What does this mean? 

If your recent HSBC Worldwide Travel Insurance application displayed a restricted cover decision, this is because you, or someone to be covered by the policy, is either:

• not registered with a doctor in the UK; and/or
• has a pre-existing medical condition

There is no cover for any medical claims for anyone not registered with a doctor in the UK.

To change this please register with a doctor in the UK. Once registered, please read the ‘Your Health’ section in your Policy Wording for full details of when and what you must declare.

Anyone with a pre-existing medical condition not shown on the ‘Accepted conditions’ list in your Policy Wording will need to complete a screening. To do this please call the Medical Risk Assessment Team on 0800 051 7457 . There is no cover for any pre-existing medical conditions until this has been completed.

Explore more

See all insurance options, things to consider when booking a holiday, how to make an insurance claim, customer support.

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HSBC Travel Companion

Travelling often get a credit card to make the most of your trips, find deals and promotions for hotels, flight bookings and insurance with hsbc..

• Explore HSBC Card promotions for your travel includes hotel, flight and much more
• Protect yourself and enjoy travel insurance promotions
• Forex available for your travel
• Explore Lounge, emergency and air mile benefits on your card
• Discover Covid 19 requirements at your destination

Make HSBC your Travel companion on your next trip. From preparing for travel to jetting off to post travel pampering on return. Explore our exclusive HSBC Travel offers with your HSBC Credit & Debit card in the below section.

Get currency 2 for your travel at the nearest HSBC branch with competitive HSBC foreign exchanges rates

Enjoy on International spends, a competitive foreign currency markup fees:

• 1.99% for Premier Master Credit card holders 
• 3.5% for Cashback & Visa Platinum Credit card and all Debit cards.

Global Money

Transfer money via Global Money Transfer. It is is an international transfer service available on the HSBC India app. You can use it to send money faster and cheaper 1  to anyone, anywhere in the world for the below travel purposes:

• Business Travel
• Travel for Pilgrimage
• Travel for medical treatment
• Travel for education (including fees, hostel, expenses etc.)
• Other Travel (including holiday trips and payments for setting international credit card transactions)

1 Most  HSBC to HSBC transfers are fee-free, but some intermediary banks may charge fees. You can see an estimate of the applicable fees when you review your transfer. The actual amount is subject to the intermediary bank and will be debited after you've confirmed your transfer.

Some banks may charge for incoming international transfers. Your payees will need to check with their banks on these charges as they vary and will be debited from the payee's account. We are unable to advise you on the fees applied by other banks for payments sent through Global Money Transfers.

2 FCY Currency services is eligible only for HSBC savings account holders.

Make the most of your HSBC Credit Card on your next travel adventure with the below card benefits*

Emergency card replacement

Have your card cancelled and an emergency card issued anywhere in the world

Emergency cash  

Retrieve emergency cash at our outlets globally.

Zero liability for lost cards

No liability for transactions made on the card after reporting and registering the loss with us. You're also covered for any misuse up to 24 hours before reporting and registering the loss.

• Lounge benefits  

Access airport lounges in India and overseas

Insurance benefits

In transit Travel insurance for HSBC Credit card holders on loss of credit card, passport, delay/loss of baggage and more

• Air Miles  

Conversion on InterMiles, British Airways and Singapore Airlines

• Hotel  

Conversion to Taj Inner Circle

Emergency hotline

Emergency Hotline puts you in touch with a customer service representative, 24 hours a day, 365 days a year.

*Benefits will differ based on the Credit card type. The features and benefits of credit card are subject to terms and conditions.

Find the latest travel and health restrictions for your trip with sherpa° travel advisory services. Travelling in a COVID-19 world is full of uncertainties, but with sherpa's travel advisory tool you can get:

• Real-time COVID-19 restrictions and travel requirements
• Latest quarantine protocols
• COVID-19 test booking (if needed)

Explore HSBC Card promotions for your travel includes hotel, flight and much more 

Protect yourself and enjoy travel insurance promotions , forex available for your travel , explore lounge, emergency and air mile benefits on your card , discover covid 19 requirements at your destination , explore our exclusive hsbc travel offers with your hsbc credit card.

• eVisa, Flights & Hotels
• Travel requirements

Book your next adventure with Yatra and get up to 20% off on your HSBC Credit Card EMI transactions on domestic and international travel bookings.

T&Cs apply

Offer valid from 16 June 2024 to 25 June 2024

Enjoy up to 15% off on domestic and international travel when you make your booking on any day of the week via the Goibibo website or app.

Offer valid until 30 June 2024

MakeMy Trip

Enjoy up to 35% off on domestic and international travel with MakeMyTrip. Make your booking on any day of the week on the MakeMyTrip website or app.

T&Cs apply .

Offer valid until 30 June 2024

• Expedia   Expedia This link will open in a new window

10% off on hotel bookings.

Expires 31 Dec 2024

• Pan Pacific Hotels Group   Pan Pacific Hotels Group This link will open in a new window

Enjoy up to 25% savings at Pan Pacific Hotels Group.

• Hotels.com   Hotels.com This link will open in a new window

7% off worldwide hotel bookings.

• Sherpa   Sherpa This link will open in a new window

Apply for e visas with Sherpa.

Expires 19 Aug 2024

• Heathrow express   Heathrow express This link will open in a new window

15% off ticket purchase

Expires 31 Oct 2024

• Hertz   Hertz This link will open in a new window

Up to 10% off car rentals + $25 off.

T&C apply

• Europcar   Europcar This link will open in a new window

15% off car rental at all Europcar locations worldwide all season.

Save up to INR5,000 on a wide range of appliances and electronic gadgets when you buy them on a Saturday or Sunday.

T&C apply Offer valid until 30 June 2024

Reliance Digital

Save up to INR5,000 on electronics when you shop at Reliance Digital, My Jio Stores and JioMart Digital.

eVisa, Flights & Hotels 

Car rental , travel requirements , don't have an hsbc credit card.

Apply for an HSBC credit card.

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